International Monetary FundWorld Bank2013-10-012013-10-012013-08https://hdl.handle.net/10986/15959The Reserve Bank of India (RBI) is to be commended for its tightly controlled regulatory and supervisory regime, consisting of higher than minimum capital requirements, frequent, hands-on and comprehensive onsite inspections, a conservative liquidity risk policy and restrictions on banks' capacity to take on more volatile exposures. The Indian banking system remained largely stable during the global financial crisis. Since then, the government of India and RBI has taken additional measures to enhance the soundness and resilience of the banking system, such as the establishment of a Financial Stability and Development Council (FSDC), the implementation of a countercyclical provisioning regime, and the development of a roadmap for the introduction of a holding company structure.en-USCC BY 3.0 IGOACCOUNTABILITYACCOUNTINGACCOUNTING STANDARDSADVERSE SELECTIONAFFILIATESASSET CLASSIFICATIONASSETS RATIOASSOCIATED COMPANIESAUDITINGAUDITORSAUTONOMYBANK ACTIVITYBANK BRANCHESBANK CREDITBANK SUPERVISIONBANK SUPERVISORSBANKING INDUSTRYBANKING LAWBANKING LAWSBANKING REGULATIONBANKING SECTORBANKING SERVICESBANKING SUPERVISIONBANKING SYSTEMBANKING SYSTEMSBANKSBORROWERCAPITAL ADEQUACYCAPITAL INFLOWSCAPITAL MARKETSCAPITAL RATIOSCAPITAL REQUIREMENTSCASH RESERVECASH RESERVE RATIOCDSCENTRAL BANKCENTRAL BANKSCOLLECTIVE INVESTMENTCOMMERCIAL BANKSCOMMODITYCONFIDENTIALITYCONFLICT OF INTERESTCONNECTED LENDINGCONSOLIDATED SUPERVISIONCONTINGENCY PLANSCOOPERATIVE BANKSCOUNTRY RISKCREDIT CARDCREDIT GUARANTEECREDIT POLICYCREDIT RISKCREDIT RISK EXPOSURESCURRENCYDEBTDEBT RECOVERYDEBTSDEPOSITDEPOSIT INSURANCEDEPOSITORIESDEPOSITSDERIVATIVES MARKETSDEVELOPMENT BANKDEVELOPMENT FINANCEDIRECT ACCESSDISCLOSURE REQUIREMENTSDOMESTIC BANKSELECTRONIC BANKINGELECTRONIC PAYMENTELECTRONIC PAYMENTSEMPLOYMENTEQUITY FLOWSEXCHANGE BOARDEXPOSUREEXPOSURESEXTERNAL AUDITORSFINANCE COMPANIESFINANCIAL ASSETSFINANCIAL COMPANIESFINANCIAL CONGLOMERATESFINANCIAL CRISESFINANCIAL CRISISFINANCIAL DATAFINANCIAL DEVELOPMENTFINANCIAL INSTITUTIONSFINANCIAL INSTRUMENTSFINANCIAL REGULATIONFINANCIAL RETURNSFINANCIAL SECTORFINANCIAL SERVICESFINANCIAL STABILITYFINANCIAL STATEMENTFINANCIAL STATEMENTSFINANCIAL STRENGTHFINANCIAL SYSTEMFINANCIAL TRANSACTIONSFLOW OF INFORMATIONFOREIGN BANKFOREIGN BANKSFOREIGN DIRECT INVESTMENTFOREIGN EXCHANGEFOREIGN EXCHANGE MARKETFORWARD MARKETSFRAUDFRAUDSFUND MANAGEMENTFUTURESGLOBAL FINANCIAL SYSTEMGLOBAL MARKETSGLOBALIZATIONGOVERNMENT SECURITIESGROSS SETTLEMENT SYSTEMHOLDINGHOLDING COMPANYHOME COUNTRIESHOME COUNTRYINCOMEINDUSTRIES DEVELOPMENTINFLATIONINFORMATION FLOWINFORMATION SHARINGINFORMATION TECHNOLOGYINFRASTRUCTURE FINANCEINTEREST RATEINTEREST RATE RISKINTEREST RATESINTERNAL CONTROLINTERNAL CONTROLSINTERNATIONAL ACCOUNTING STANDARDSINTERNATIONAL BANKINTERNATIONAL BEST PRACTICEINTERNATIONAL FINANCEINVESTOR PROTECTIONJOINT VENTURESJURISDICTIONJURISDICTIONSLAWSLEGAL FRAMEWORKLEGAL PROTECTIONLEGAL PROVISIONSLEGISLATIONLENDERLENDER OF LAST RESORTLIABILITYLIQUIDATIONLIQUIDITYLIQUIDITY RATIOLIQUIDITY RISKMANDATESMARKET DISCIPLINEMARKET MANIPULATIONMARKET RISKSMARKET STRUCTUREMARKET VALUEMIGRATIONMINIMUM CAPITAL REQUIREMENTSMOBILE PHONEMONETARY FUNDMONEY LAUNDERINGMORAL HAZARDMUTUAL FUNDSNATIONAL BANKNET REALIZABLE VALUENONBANK FINANCIAL INSTITUTIONSNONBANKSNONPERFORMING LOANSOFFSITE MONITORINGOPERATIONAL RISKOUTSOURCINGOWNERSHIP STRUCTURESPAYMENT SYSTEMPENSIONPENSION FUNDPHONE BANKINGPORTFOLIOPORTFOLIO MANAGERSPRIVATE BANKINGPRIVATE EQUITYPRIVATE SECTOR BANKSPRIVATE SECTOR DEVELOPMENTPUBLIC SAFETY NETREAL ESTATEREAL TIME GROSS SETTLEMENTREGIONAL RURAL BANKSREGULATORREGULATORSREGULATORY APPROACHESREGULATORY CAPITALREGULATORY FRAMEWORKREGULATORY OVERSIGHTREGULATORY REPORTSREGULATORY REQUIREMENTREGULATORY SYSTEMREINSURANCERESERVE BANKRESERVE BANK OF INDIARETURNRETURN ON ASSETSRISK MANAGEMENTSECURITIESSECURITIES ACTIVITIESSECURITIES MARKETSSECURITY INTERESTSSETTLEMENT SYSTEMSSHAREHOLDERSHAREHOLDERSSOVEREIGN DEBTSTATE OWNED BANKSSTATUTORY LIQUIDITYSTOCK EXCHANGESSUBSIDIARIESSUBSIDIARYSUPERVISORY AGENCIESSUPERVISORY AGENCYSUPERVISORY AUTHORITIESSUPERVISORY FRAMEWORKSYSTEMIC RISKTERRORISMTRANSACTIONTRANSPARENCYWHOLESALE FUNDINGWorld Bank10.1596/15959