World Bank2025-09-242025-09-242025-08-22https://hdl.handle.net/10986/43763The Global Regulations, Institutional Development, and Market Authorities Perspective Toolkit (GRIDMAP) provides a Minimum Package of regulations and practices for emerging markets and developing economies (EMDEs) to build safe, trustworthy markets. GRIDMAP uses a modular approach, applying the same methodology to different regulatory areas. By using a consistent methodology for the development of the different modules, GRIDMAP facilitates international benchmarking and learning, and meaningful assessments of regulatory and institutional frameworks. The modular nature of GRIDMAP allows for focused attention on specific areas of market regulation, such as consumer protection and data market regulations. These areas affect the most vulnerable actors in the market ecosystem: individuals and small and medium enterprises (SMEs). Consumer protection and data markets have been identified as priority modules for GRIDMAP because consumers face significant information asymmetries and may be subject to abuse of market power. Of all the actors in the digital and global market landscape, consumers are among the most vulnerable, especially given the low digital literacy in some EMDEs. Some of the risks faced by consumers are excessive data collection, discrimination and bias based on automated decision-making, unfair commercial practices, fraud and data security breaches. Additional GRIDMAP modules may look at topics impacting particular types of business transactions. GRIDMAP sets forth three Pillars that form the Minimum Package required for EMDEs to build safe and trustworthy contestable markets: (i) the legal framework, (ii) the institutional arrangements, and (iii) the availability and effectiveness of implementation and enforcement (Figure 1). This three-pillar approach puts particular emphasis not just on adopting laws—the typical initial policymaking focus—but also on developing institutions and institutional activities that promote the effectiveness of the adopted laws in practice.en-USCC BY-NC 3.0 IGOGLOBAL REGULATIONSMATURITY ASSESSMENT PROFILETRUSTWORTHY MARKETSSMEsSMALL AND MEDIUM ENTERPRISESDATA SECURITYWorking PaperWorld Bankhttps://doi.org/10.1596/43763