World Bank2013-03-212013-03-212012https://hdl.handle.net/10986/12809This note reviews the main elements of the New Basel III global regulatory framework and its regulatory implications, as well as the menu of macro prudential regulatory options to consider for application to ensure more resilient banks and baking systems.en-USCC BY 3.0 IGOACCOUNTINGACCOUNTING STANDARDACCOUNTING STANDARDSADVISORY SERVICESAGRICULTURAL COMMODITYARBITRAGEASSET CLASSASSET CLASSESASSET QUALITYASSET VALUEASSET VALUESBAD BANKBALANCE SHEETBALANCE SHEETSBANK BALANCE SHEETBANK FAILURESBANK LENDINGBANK LIQUIDITYBANK LOANSBANK REGULATIONBANK SUPERVISIONBANKING INSTITUTIONSBANKING REGULATIONSBANKING RISKSBANKING SECTORBANKING SECTORSBANKING SUPERVISIONBANKSBONDSBOOK VALUEBORROWERBORROWINGBROKERAGESBROKERSBUSINESS CAPITALBUSINESS CYCLECAPITAL ADEQUACYCAPITAL MARKETCAPITAL MARKET TRANSACTIONSCAPITAL MARKETSCAPITAL REQUIREMENTCAPITAL REQUIREMENTSCAPITAL STANDARDSCASH RESERVESCENTRAL BANKCENTRAL BANKSCOLLATERALCOLLATERAL REQUIREMENTCONSOLIDATED SUPERVISIONCONTINGENCY PLANNINGCREDIT CRUNCHCREDIT GROWTHCREDIT QUALITYCREDIT RATINGCREDIT RATING AGENCIESCREDIT RISKSCREDITORSCURRENCYCURRENCY DEPRECIATIONCURRENCY MISMATCHCURRENCY MISMATCHESCURRENCY RISKSDEBTDEBT FINANCINGDEBT OBLIGATIONSDEBT SERVICEDEBT SERVICINGDEBTORSDEFAULTSDEPOSITDEPOSIT INSURANCEDEPOSITORSDEPOSITSDERIVATIVESDIVERSIFICATIONDIVIDEND PAYMENTDOMESTIC BANKDOMESTIC BANKSDOMESTIC CURRENCYEARNINGSECONOMIC CONDITIONSECONOMIC GROWTHEND-BORROWERSEQUILIBRIUM CREDITEQUIPMENTEQUITY CAPITALEQUITY INVESTMENTEXTERNAL CREDIT RATINGSFINANCIAL ASSETFINANCIAL AUTHORITIESFINANCIAL CONTAGIONFINANCIAL CRISISFINANCIAL DEPTHFINANCIAL DISTRESSFINANCIAL INFRASTRUCTUREFINANCIAL INSTITUTIONFINANCIAL INSTITUTIONSFINANCIAL MARKETSFINANCIAL RISKFINANCIAL RISKSFINANCIAL SECTOR DEVELOPMENTFINANCIAL STABILITYFINANCIAL STRESSFINANCIAL SYSTEMFINANCIAL SYSTEM DEVELOPMENTFIXED INCOMEFIXED INCOME SECURITIESFOREIGN EXCHANGEFUNDING SOURCESGOOD BANKHEDGE FUNDHOUSINGINCOME INSTRUMENTSINFLATIONINFLATION INDEXINFLATIONARY PRESSURESINSTITUTIONAL INVESTORSINSURANCE COMPANIESINSURANCE PREMIUMINTEREST RATEINTEREST RATESINTERNATIONAL ACCOUNTING STANDARDSINTERNATIONAL BANKINVESTMENT BANKSINVESTMENT FUNDSINVESTMENT LOANSINVESTMENT VEHICLESLEGAL RIGHTLENDERLENDERSLENDING INSTRUMENTLEVEL OF RISKLEVERAGELIABILITYLIABILITY SIDELIQUID ASSETSLIQUIDITY MANAGEMENTLIQUIDITY RATIOLIQUIDITY RATIOSLOANLOAN AMOUNTLOAN CONTRACTSLOAN LOSS PROVISIONSLOAN MATURITYLOCAL CURRENCYMARK-TO-MARKETMARKET CONDITIONSMARKET DISCIPLINEMARKET INFORMATIONMARKET LIQUIDITYMARKET PARTICIPANTMARKET RISKMARKET RISKSMARKET SHAREMATURITIESMIGRATIONMINIMUM CAPITAL REQUIREMENTSMONETARY POLICYMONEY MARKETMORTGAGEMORTGAGE FINANCINGMORTGAGE LENDINGMORTGAGE LOANOFF BALANCE SHEETOFF BALANCE SHEET FINANCINGOPERATIONAL RISKSOUTSTANDING LOANSOVERDRAFTSPENSIONPENSION FUNDSPORTFOLIOPORTFOLIOSPRIVATE FINANCIAL INSTITUTIONSPRUDENTIAL REGULATIONPRUDENTIAL REGULATIONSPRUDENTIAL SUPERVISIONPUBLIC DISCLOSURESRATING AGENCIESREAL ESTATEREAL ESTATE COLLATERALREAL ESTATE MORTGAGESREAL SECTORREGULATORY FRAMEWORKREGULATORY FRAMEWORKSREGULATORY POLICIESREPAYMENTREPAYMENT RISKSRESERVERESERVE REQUIREMENTRESERVE REQUIREMENTSRESERVESRISK ASSESSMENTSRISK CAPITALRISK MANAGEMENTRISK PROFILESRISK WEIGHTED ASSETSSAFER ASSETSSECURITIESSECURITIES AS COLLATERALSECURITIES MARKETSECURITIES MARKETSSHAREHOLDERSHAREHOLDERSSHORT TERM DEBTSOLVENCYSTOCKSSUBSIDIARIESSUBSIDIARYSUPERVISORY AGENCIESSUPERVISORY AUTHORITIESSURCHARGESSWAPSSYSTEMIC RISKTAXTIER 1 CAPITALTRADINGTRANSPARENCYUNDERLYING ASSETUNEMPLOYMENTUSE OF SECURITIESVALUATIONVALUATIONSVARIABLE RATEVARIABLE RATE LOANSVARIABLE RATESWHOLESALE FUNDINGWITHDRAWALWorld Bankhttps://doi.org/10.1596/12809