Poundrik, Sandeep2012-08-132012-08-132010-12https://hdl.handle.net/10986/10118Earthquakes, floods, cyclones, and such other hazards each year affect approximately 200 million people. Developing countries absorbed 98 percent of these disasters and accounted for nine out of ten disaster-related deaths in the period 1991-2005. In fact, low and middle income countries suffer more severe and widespread degradation than do wealthy countries, whose insurance market covers highly valued property and where sophisticated tools report absolute economic loss. To make the obvious apparent, the US$40 million losses caused by Hurricane Andrew in the United States represented 0.3 percent of gross development product (GDP), while one tsunami in the Maldives decimated 66 percent of GDP. Natural disasters, in terms of sheer loss, disproportionately impact low and middle income countries.CC BY 3.0 IGOACCESSIBLE BANKINGACCIDENTAL DEATHAGENTSALTERNATIVE EMPLOYMENTAPPLICATIONSAVAILABILITY OF CREDITBANKING SERVICESBANKSBENEFICIARIESBONDINGBUSINESS PLANCAPACITY BUILDINGCASH ACCOUNTCASUALTIESCATASTROPHIC INSURANCECATASTROPHIC LOSSESCLIMATE CHANGECOMMERCIAL BANKSCOMMISSIONERSCOMMUNITY DEVELOPMENTCONTINGENCY PLANSCOVERAGECREDIT GROUPSCREDIT LIMITSCREDIT PROGRAMSCROP INSURANCECUSTOMER BASEDEBIT CARDDEBTDELIVERY MECHANISMDELIVERY MECHANISMSDEPOSITDEVELOPMENT BANKDEVELOPMENT ORGANIZATIONDEVELOPMENT ORGANIZATIONSDISABLEDDISASTERDISASTER INSURANCEDISASTER MANAGEMENTDISASTER PREPARATIONDISASTER PREPAREDNESSDISASTER PRONE AREADISASTER REDUCTIONDISASTER RESPONSESDISASTER RISKDISASTER RISK REDUCTIONDISASTER RISKSDISASTER-AFFECTED POPULATIONSDISTRIBUTION SYSTEMDIVERSIFICATIONDROUGHTDROUGHTSEARLY WARNINGEARLY WARNING SYSTEMEARLY WARNING SYSTEMSEARTHQUAKEEARTHQUAKE INSURANCEEARTHQUAKESECONOMIC ACTIVITIESECONOMIC CRISISEMERGENCIESEMERGENCY LOANEMERGENCY PREPAREDNESSEMERGENCY RESPONSEEMPOWERMENTENROLLMENTEQUAL ACCESSEQUITABLE ACCESSERUPTIONEVACUATIONEXPENDITURESEXPLOITATIONFACILITATIONFAMILIESFARMERSFATALITIESFINANCIAL INSTITUTIONSFINANCIAL LITERACYFINANCIAL MEASURESFINANCIAL RESOURCESFINANCIAL RISKFINANCIAL SERVICESFISCAL RESOURCESFLOODFLOODINGFLOODSFOOD DISTRIBUTIONFORMAL BANKINGFUNDING SOURCESGENDERGOVERNMENT FUNDINGHEALTH INSURANCEHEALTH RISKSHEAT WAVESHOMEOWNERSHOUSEHOLDSHUMAN CAPITALHURRICANEHURRICANESIMPACT OF DISASTERSINCOME-GENERATING ACTIVITIESINFORMATION MANAGEMENTINFORMATION SHARINGINSTALLMENTSINSTITUTIONAL CAPACITYINSURANCEINSURANCE AGENCIESINSURANCE BENEFITSINSURANCE COMPANIESINSURANCE COMPANYINSURANCE COVERAGEINSURANCE FUNDSINSURANCE INDUSTRYINSURANCE POLICIESINSURANCE PREMIUMSINSURANCE PRODUCTSINSURANCE SYSTEMINTEREST RATESLABOR MARKETLIFE INSURANCELIVESTOCK INSURANCELOANLOAN RECOVERYMARKETING STRATEGYMFIMFISMICRO FINANCEMICRO FINANCE INSTITUTIONSMICROFINANCEMIGRANT REMITTANCEMIGRANT WORKERSMONEYLENDERSMORAL HAZARDNATURAL DISASTERNATURAL DISASTERSNATURAL HAZARDSNATURAL PHENOMENONNUTRITIONPRIVATE INSURANCEPRIVATE INSURANCE COMPANIESPROGRAMSRECONSTRUCTIONRED TAPERELIEFRELIEF MATERIALSRELIEF OPERATIONSREMITTANCESREPAYMENTRESCUERESERVESRISK ASSESSMENTRISK EXPOSURERISK MANAGEMENTRISK MITIGATIONRISK REDUCTIONSAFETYSAFETY NETSAFETY NETSSANCTIONSANCTIONSSAVINGSSAVINGS PRODUCTSSCHOLARSHIPSLUMSSMART MONEYSOCIAL ASSISTANCESOCIAL DEVELOPMENTSOCIAL FUNDSOCIAL FUNDSSOCIAL NETWORKSSOURCE OF INCOMESOURCES OF INCOMESTORMTECHNICAL ASSISTANCETRANSACTION COSTSTSUNAMIURBAN DEVELOPMENTVICTIMSVILLAGEVILLAGE FUNDVOLCANOVULNERABILITY TO DISASTERSVULNERABLE GROUPSWorld Bank10.1596/10118