Chehade, Nadine2015-11-102015-11-102015-09https://hdl.handle.net/10986/22940This snapshot provides an overview of financial inclusion trends and challenges in Tunisia. It follows the recent expiration of the Coordinated Vision for the Development of Microfinance in Tunisia 2011-2014, national strategy published in 2011.en-USCC BY 3.0 IGOFINANCIAL SYSTEM DEVELOPMENTBUSINESS OWNERSEMPOWERMENTMONETARY POLICYSAVINGS SERVICESDEPOSITFINANCIAL SERVICESBORROWERECONOMIC GROWTHDEPOSITSPEOPLECAPITAL ACCUMULATIONMONEY LAUNDERINGFINANCINGMICRO-ENTERPRISESINTERESTGUARANTEESEMPLOYMENT OPPORTUNITIESSAVINGS ACCOUNTSINTEREST RATEINSURANCE SERVICESBANKING SERVICESBANK ACCOUNTENTREPRENEURSINEQUALITIESEXCLUSIONREVENUESMONEY TRANSFERFORMAL FINANCIAL SECTORMONEY-LENDERSINSURANCE POLICIESFINANCIAL DIFFICULTYLOANVENTURE CAPITAL FIRMSLOAN AMOUNTBORROWERSAVERAGE BALANCEPAYMENTSBANKRUPTCYCURRENT ACCOUNTSMFISMICROFINANCE INSTITUTIONSINCOME- GENERATING ACTIVITIESECONOMIC ACTIVITYACCESS TO FINANCIAL SERVICESFORMAL FINANCIAL SERVICEINTERNATIONAL FINANCEANTI-MONEY LAUNDERINGEXPATRIATESAVINGSINDEBTEDNESSFINANCIAL NEEDSFINANCIAL INSTITUTIONCHECKING ACCOUNTPARTIAL CREDITCURRENCY EXCHANGEUNIONCURRENT ACCOUNTFINANCESINTEREST RATESECONOMIC EMPOWERMENTFIRST LOANSPAYMENTS SERVICESPAYMENTFINANCIAL INSTITUTIONSDEBTLIMITED ACCESSFINANCING NEEDSFINANCIAL PRODUCTSMICRO-ENTREPRENEURSLENDERSSOCIAL SECURITYVENTURE CAPITALLOANSENTERPRISESFARMERSELECTRONIC PAYMENTSBANK CREDITAGRICULTURAL BANKASSET ACCUMULATIONFINANCIAL SYSTEMSMALLHOLDERSFINANCEFOREIGN CURRENCYBANKSSMALL LOANSUNIONSUNEMPLOYMENTINVESTMENT BANKSGRANTFORMAL FINANCIAL INSTITUTIONCAPITALOPERATING COSTSSMALL ENTERPRISESBASIC NEEDSWOMANFAMILYACCESS TO FINANCENEW COMPANIESINCOME-GENERATING ACTIVITIESFINANCIAL EXCLUSIONBANKMICRO- ENTREPRENEURSMAXIMUM LOAN AMOUNTCREDITFORMAL FINANCIAL SERVICESUNIVERSAL ACCESSINVESTMENT BANKDEBT COLLECTIONLOAN CONDITIONSWORKING CAPITALHOUSEHOLDAUTOMATIC TELLERACCESS TO SAVINGSFINANCIAL EDUCATIONREPAYMENTREPAYMENT RATESENTERPRISEFINANCIAL ACCOUNTUNIVERSAL BANKSDEMAND FOR SAVINGSFINANCIAL SERVICE PROVIDERSJOB CREATIONCASH MANAGEMENTINSURANCE PREMIUMCREDIT GUARANTEEFINANCIAL SERVICECREDIT BUREAUDIVERSIFICATIONPOSTAL SAVINGSMICROCREDITFINANCIAL INFRASTRUCTUREPROFITABILITYACCESS TO CREDITMICROFINANCEECONOMIC OPPORTUNITIESMONEY ORDERSBANK LOANSECURITYBANK LOANSFINANCIAL DEVELOPMENTINVESTMENTOUTSTANDING DEBTFINANCIAL INTERMEDIATIONCOMMERCIAL BANKSHOUSEHOLDSPAYMENT SERVICESEQUALITYLOAN SIZECAPITAL REQUIREMENTSTUDENTSINVESTMENTSBORROWINGRISK MANAGEMENTTECHNICAL SUPPORTDEBIT CARDFEESHOME IMPROVEMENTFAMILIESWOMENPUBLIC BANKSOUTREACHOUTSTANDING LOANSBANK BRANCHESENTREPRENEURFINANCIAL SYSTEMSARREARSLENDING CONDITIONSMONEY TRANSFERSCREDIT INSTITUTIONSSMALL BUSINESSESCREDIT LINESGUARANTEESAVINGS BANKDEVELOPMENT BANKCREDIT REGISTRYCONSUMER PROTECTIONFINANCIAL SECTOR DEVELOPMENTINEQUALITYMICROFINANCE INSTITUTIONMFIEMPLOYEESWorking PaperWorld Bank10.1596/22940