World Bank2025-10-282025-10-282025-10-18https://hdl.handle.net/10986/43905This document provides instructions for conducting a risk assessment using the World Bank’s updated VA and VASP risk assessment tool. By following the step-by-step approach outlined in this document, jurisdictions can gain the most value from the tool and obtain actionable insights to inform their regulatory and enforcement responses to ML/TF risks in the VA/VASP sector.en-USCC BY-NC 3.0 IGORISK ASSESSMENTMONEY LAUNDERING (ML) RISKSTERRORIST FINANCING (TF) RISKSVIRTUAL ASSIST (VA)VIRTUAL ASSIST SERVICE PROVIDER (VASP)ManualWorld Bank