Love, InessaMylenko, Nataliya2014-04-252014-04-252003-10https://hdl.handle.net/10986/18045The authors combine firm-level data from the World Bank Business Environment Survey (WBES) with data on private and public credit registries to investigate whether the presence of a credit registry in a country is associated with lower financing constraints, as perceived by managers, and with higher share of bank financing. They find that the existence of private credit registries is associated with lower financing constraints and higher share of bank financing, while the existence of public credit registries does not seem to have a significant effect on these perceived financing constraints. The authors also find that small- and medium-sized firms tend to have a higher share of bank financing in countries where private registries exist and stronger rule of law is associated with more effective private credit registries. Finally, the authors find some evidence that the presence of a public credit registry benefits younger firms relatively more than older firms.en-USCC BY 3.0 IGOCREDIT BUREAUSACCESS TO CREDITSMALL & MEDIUM SCALE ENTERPRISESRULE OF LAWBANK FINANCINGAVAILABILITY OF FUNDSINFORMATION SHARING ACCESS TO FINANCINGACCOUNTINGASYMMETRIC INFORMATIONBANK FAILURESBANK REGULATIONBANK SUPERVISIONBANKING INDUSTRYBANKING SECTORBANKING SUPERVISIONBANKING SYSTEMBORROWINGCASH FLOWCENTRAL BANKSCOLLATERALIZATIONCOMMERCIAL BANKSCORRUPTIONCREDIT BUREAUSCREDIT MARKETSCREDIT RATIONINGCREDIT REPORTINGCREDIT REPORTING SYSTEMCREDIT RISKCREDIT RISK MANAGEMENTDECISION MAKINGDEVELOPED COUNTRIESDEVELOPING COUNTRY CONTEXTDEVELOPMENT BANKSECONOMIC GROWTHFACTORINGFINANCIAL INSTITUTIONSFINANCIAL MARKETSFINANCIAL SECTORFINANCIAL STATEMENTSFINANCING CONSTRAINTSFOREIGN BANKSFOREIGN OWNERSHIPGNPGOVERNMENT OWNERSHIPINFLATIONINFORMATION ASYMMETRIESINSTITUTIONAL ARRANGEMENTSINTEREST RATESINTERNATIONAL ACCOUNTING STANDARDSJUDICIARYLEASINGLEGAL SYSTEMLIQUIDATIONMICROFINANCEPROBABILITY OF DEFAULTPUBLIC SERVICEPUBLIC SERVICE PROVISIONRETAINED EARNINGSRISK MANAGEMENTRISK MANAGEMENT SYSTEMSTAXATIONTRANSITION ECONOMIESACCESS TO FINANCINGINFORMATION SHARING10.1596/1813-9450-3142