World Bank2013-08-082013-08-082003-10https://hdl.handle.net/10986/14912The Review suggests the outlines of an architecture for microfinance in Fiji in which the National Centre for Small and Micro-Enterprise Development (NCSMED), as envisioned by the Government of Fiji, is the primary source of funding and technical assistance for microfinance institutions. But to assure a sound financial sector building approach to policy it is desirable that the Royal Bank of Fiji also have substantial input. The Review also discusses the capacity-building needs of the sector and proposes that in addition to the role of NCSMED as the domestic focal point for capacity-building, the World Bank could be an appropriate external international agency to support the National Centre in that role.en-USCC BY 3.0 IGOACCESS TO BANKINGACCESS TO BANKING SERVICESACCESS TO CREDITACCESS TO FORMAL CREDITACCESS TO SAVINGSACCESS TO SMALL CREDITACCOUNT HOLDERSACCOUNTINGADBAFFIRMATIVE ACTIONAGRICULTURAL SECTORSALLOCATION OF FUNDSARREARSATM CARDSBALANCE SHEETBALANCE SHEETSBANK ACCOUNTBANK ACCOUNTSBANK ASSETSBANK BRANCHBANK CHARGESBANK LENDINGBANK LIQUIDITYBANK LOANBANKING INDUSTRYBANKING SERVICESBANKING SYSTEMBANKSBORROWINGBUSINESS DEVELOPMENTCAPACITY BUILDINGCAPITAL MARKETSCASH ACCOUNTINGCENTRAL BANKINGCHARITABLE STATUSCOLLATERALCOLLATERAL REQUIREMENTSCOMMERCIAL BANKCOMMERCIAL BANKINGCOMMERCIAL BANKSCOMMERCIAL LENDERSCOMMUNITY BANKSCOMMUNITY CREDITCONTRACTUAL SAVINGSCOOPERATIVE CREDITCOOPERATIVESCOST SHARINGCOST-SHARINGCREDIT ASSOCIATIONSCREDIT DELIVERYCREDIT INSTITUTIONSCREDIT NEEDSCREDIT UNIONCREDIT UNIONSCROSS-SUBSIDIESCUMULATIVE LOANCUSTOMER BASEDEBTDEMAND FOR CREDITDEPOSITDEPOSIT ACCOUNTSDEPOSITORSDEPOSITSDEVELOPMENT ASSISTANCEDEVELOPMENT BANKECONOMIC ACTIVITIESECONOMIC DEVELOPMENTECONOMIC GROWTHELECTRONIC BANKINGEMPLOYMENT GROWTHEMPLOYMENT OPPORTUNITIESEQUITY FUNDINGEXCHANGE RATEEXPENDITURESEXPLOITATIONFARMERFARMERSFINANCE COMPANIESFINANCIAL ASSISTANCEFINANCIAL INSTITUTIONFINANCIAL INTERMEDIARIESFINANCIAL INTERMEDIATIONFINANCIAL PRODUCTFINANCIAL PRODUCTSFINANCIAL REGULATIONFINANCIAL RELATIONSHIPSFINANCIAL RESOURCESFINANCIAL SECTOR DEVELOPMENTFINANCIAL SERVICEFINANCIAL SERVICESFINANCIAL SUPPORTFINANCIAL SYSTEMFINANCIAL SYSTEMSFIRST LOANSFOREIGN BANKSFORMAL ECONOMYFORMAL FINANCIAL INSTITUTIONSFORMAL FINANCIAL SECTORFORMAL FINANCIAL SERVICESGOVERNMENT POLICIESGOVERNMENT POLICYGROUP LENDINGHIGH INTEREST RATEHIGH INTEREST RATESHOUSEHOLDSHOUSINGINACTIVE ACCOUNTSINCOME GROUPSINCOME TAXINFLATIONINFORMAL ECONOMIC ACTIVITIESINFORMAL SAVINGSINFORMATION SYSTEMINFORMATION SYSTEMSINITIAL DEPOSITINSURANCEINSURANCE PREMIUMINTEREST INCOMEINTEREST RATEINTEREST RATE CEILINGSINTEREST RATE CONTROLSINTEREST RATESLABOR MARKETLAND OWNERSHIPLAWSLEGAL FRAMEWORKLEGISLATIONLENDERLENDING INSTITUTIONSLIMITED ACCESSLINES OF CREDITLOANLOAN CAPITALLOAN FUNDSLOAN PORTFOLIOLOAN PRODUCTLOAN PRODUCTSLOAN REPAYMENTSLOAN SIZESLOAN TERMSLOANABLE FUNDSLOCAL ADMINISTRATIONMANAGEMENT INFORMATION SYSTEMSMERCHANTMFIMFISMICRO ENTERPRISESMICRO ENTREPRENEURSMICRO FINANCEMICRO-ENTERPRISEMICRO-ENTERPRISE DEVELOPMENTMICRO-FINANCEMICRO-FINANCE INSTITUTIONSMICRO-FINANCIAL SERVICESMICRO-LENDINGMICROCREDITMICROFINANCEMICROFINANCE INSTITUTIONSMICROFINANCE LENDINGMINIMUM BALANCEMINIMUM BALANCESMONETARY POLICYMONEY LENDINGMONEYLENDERMONEYLENDERSNATIONAL BANKNET SAVINGSOPERATING COSTSOPERATING EXPENSESOPERATIONAL COSTSOUTREACHPAWNBROKERSPAYDAY LENDINGPAYMENT SERVICESPOLICY ENVIRONMENTPRIVATE INVESTMENTPRODUCTIVITYPROFITABILITYPROVISION OF CREDITPROVISION OF LOANSPUBLIC POLICYRATES OF INTERESTRECEIPTREMITTANCESREPAYMENTREPAYMENT RATEREPAYMENTSRESOURCE MOBILIZATIONRETAIL BANKINGRURAL BANKINGRURAL CREDITRURAL FINANCIAL INSTITUTIONSRURAL FINANCIAL SERVICESSAFETY NETSSAVINGSSAVINGS ACCOUNTSAVINGS ACCOUNTSSAVINGS PRODUCTSAVINGS PROGRAMSSAVINGS SCHEMESSAVINGS SERVICESSELF-EMPLOYMENTSMALL BUSINESSSMALL ENTERPRISESMALL LOANSSOCIAL RESPONSIBILITYSOCIAL SERVICESSOFT LOANSOFT LOANSSTRUCTURAL ADJUSTMENTSUBSIDIZATIONTECHNICAL ASSISTANCETECHNICAL SUPPORTTRANSACTION COSTSTRANSACTIONS COSTSTRANSPORTUNEMPLOYMENTURBAN AREASURBAN GROWTHURBANIZATIONVILLAGEVILLAGESWAGE RATESFiji Microfinance Policy ReviewWorld Bank10.1596/14912