Global Partnership for Financial InclusionInternational Finance Corporation2015-04-132015-04-132012-11https://hdl.handle.net/10986/21730This report is organized into three main sections. Section one sets out the context by describing the particular challenges and opportunities related to financing agriculture, followed by defining the target group of agricultural SME s. Section two describes a set of innovative financing models. Section three then provides a framework for an indicative assessment of these models by gathering and forming observations from the case studies. The model observations are then highlighted in three types of country contexts in which bankers in developing countries may find themselves. Preliminary assessment results are presented. The report concludes with key lessons learned on innovative agricultural financing, relevant case studies, and an outlook on further work in this area. Annexes present methodologies and case studies representing the various models.en-USCC BY-NC-ND 3.0 IGOACCEPTABLE COLLATERALACCESS TO CREDITACCESS TO FINANCEACCESS TO FINANCIAL SERVICESACCESS TO INFORMATIONACCESS TO MARKETSACCOUNT PRODUCTADMINISTRATIVE COSTSADVISORY SERVICESAGRICULTURAL ACTIVITIESAGRICULTURAL COMMODITIESAGRICULTURAL COMMODITYAGRICULTURAL COMMODITY EXCHANGEAGRICULTURAL CREDITAGRICULTURAL FINANCEAGRICULTURAL LOANAGRICULTURAL MARKETAGRICULTURAL MARKETSAGRICULTURAL SECTORAGRICULTURE ORGANIZATIONASSET ACCUMULATIONBALANCE SHEETBALANCE SHEETSBANK BRANCHESBANK FINANCINGBANK LENDINGBANK LOANSBANKSBORROWERBORROWINGBUSINESS ENABLINGBUSINESS ENABLING ENVIRONMENTBUSINESS FINANCEBUSINESS LENDINGCAPACITY BUILDINGCAPITAL FINANCECASH FLOWCASH FLOW ANALYSISCASH FLOW PLANNINGCASH FLOWSCASH PAYMENTSCOLLATERALCOLLATERAL MANAGEMENT AGREEMENTCOLLATERAL MANAGEMENT AGREEMENTSCOLLATERAL REQUIREMENTSCOMMERCIAL BANKCOMMERCIAL FARMERSCOMMERCIAL LENDINGCOMMODITY PRICECOMMODITY TRADERSCOOPERATIVESCREDIT BUREAUSCREDIT COOPERATIVESCREDIT FACILITYCREDIT GUARANTEECREDIT HISTORYCREDIT PRODUCTSCREDIT REQUIREMENTSCREDIT RISKCREDIT RISKSCREDIT SCORINGCREDIT UNIONSCREDITORCREDITORSCREDITSCREDITWORTHINESSCROP FAILURECROP INSURANCECROP LOANSCROP LOSSESDEFAULT RISKDEMAND FOR CREDITDEPOSITDEPOSITORDEPOSITSDEVELOPING COUNTRIESDEVELOPING COUNTRYDEVELOPMENT FINANCEDEVELOPMENT FINANCE COMPANYDIVERSIFICATIONDONOR SUPPORTDOWN PAYMENTEARNINGSECONOMIC ACTIVITIESECONOMIC ACTIVITYECONOMIC COOPERATIONECONOMIC CRISISECONOMIES OF SCALEEMERGING ECONOMIESENTERPRISE DEVELOPMENTEQUIPMENTEXTERNAL CAPITALFAMILY FARMSFARMERFARMER FINANCINGFARMERSFINANCE INITIATIVEFINANCIAL INFRASTRUCTUREFINANCIAL INNOVATIONFINANCIAL INSTITUTIONFINANCIAL INSTITUTIONSFINANCIAL INSTRUMENTSFINANCIAL LITERACYFINANCIAL MARKETSFINANCIAL NEEDSFINANCIAL PRODUCTFINANCIAL PRODUCTSFINANCIAL SERVICEFINANCIAL SERVICE PROVIDERSFINANCIAL SERVICESFINANCIAL SKILLSFINANCING NEEDSFIXED ASSETSFLOW OF INFORMATIONFORM OF COLLATERALFORMAL BANKFORMAL FINANCIAL INSTITUTIONSGOVERNMENT INTERVENTIONSGREEN REVOLUTIONGROUP GUARANTEEGROUP GUARANTEESGROUP LENDINGGROWTH OPPORTUNITIESGROWTH OPPORTUNITYHOUSEHOLD INCOMEHOUSEHOLDSINFORMAL FINANCEINFORMAL LOANSINFORMATION GAPINSTALLMENTSINSURANCE PRODUCTSINTEREST RATEINTERNATIONAL BANKINTERNATIONAL FINANCEINVESTMENT FUNDLENDERLENDERSLENDING DECISIONSLENDING QUOTASLENDING SPREADSLIABILITYLIMITED ACCESSLIQUIDITYLIQUIDITY MANAGEMENTLOANLOAN DEFAULTSLOAN FACILITYLOAN PORTFOLIOLOAN PRODUCTSLOAN REPAYMENTLOANS FROM FAMILYLONG-TERM FUNDINGMARKET INFORMATIONMFISMICRO-INSURANCEMICROFINANCEMICROFINANCE INSTITUTIONSMONEY LENDERSMONEY TRANSFERSMOVABLE ASSETSMOVABLE COLLATERALNEW MARKETNEW MARKETSNON-PERFORMING LOANSOUTREACHPARTIAL CREDITPAYMENT SYSTEMSPORTFOLIOSPRICE RISKPRICE RISK MANAGEMENTPRICE RISKSPRODUCTION CAPACITYPROFITABILITYPUBLIC SECTOR BANKSREAL ESTATEREMITTANCESREPAYMENTREPAYMENT CAPACITYREPAYMENT SCHEDULESREPAYMENTSREPOSSESSIONRISK MANAGEMENTRISK MITIGATIONRISK OF DEFAULTRURAL ASSETSRURAL CLIENTSRURAL FINANCIAL SERVICESSAVINGSSAVINGS ACCOUNTSAVINGS ACCOUNTSSECURITIESSMALL FARMERSSMALL LOANSSMALLHOLDERSMALLHOLDER FARMERSSMALLHOLDERSSOURCES OF INCOMESTATE BANKSUPPLY CHAINSUPPLY CHAINSTECHNICAL ASSISTANCETERM CREDITTRADE FINANCETRADE FINANCINGTRANSACTIONTRANSACTION COSTSUNIONURBAN AREASVILLAGEWAREHOUSEWAREHOUSE OPERATORSWAREHOUSE RECEIPTWAREHOUSE RECEIPT FINANCINGWAREHOUSE RECEIPT SYSTEMWAREHOUSE RECEIPT SYSTEMSWAREHOUSE RECEIPTSWAREHOUSESWORKING CAPITALWorking PaperInternational Finance Corporation10.1596/21730