Chatain, Pierre-LaurentMcDowell, JohnMousset, CedricSchott, Paul Allanvan der Does de Willebois, Emile2012-03-192012-03-192009-03-01978-0-8213-7912-7https://hdl.handle.net/10986/2638This book is specifically designed for bank supervisors, some of whom may be looking for ways to devise a program of anti-money laundering/combating the financing of terrorism (AML/CFT) supervision. Others may have encountered difficulties in elements of their systems of supervision and are looking for alternatives. Supervisors may also come to recognize even more efficient ways to carry out AML/CFT supervision. The objective of this book is therefore to provide a "how to" reference for practitioners of financial regulation and supervision. The authors have attempted to conceive a practical guide, with the purpose of resolving strategic and operational supervisory issues. They cover the entire spectrum of supervision, ranging from supervision objectives to the design and carrying out of onsite and offsite inspection programs, and from cooperation with other domestic and international AML/CFT authorities to sanctions and enforcement. The international community recognizes that under-regulated or unsupervised entities have the potential to undermine confidence in financial markets and hamper economic recovery. Better transparency, enhanced oversight, and stronger cross border cooperation among regulators and supervisors in all areas of risks, including money laundering and terrorist financing, are necessary to ensure that financial institutions always remain sound, sustainable, and vigilant. This task is even greater during difficult times.La actual crisis financiera plantea muchos retos a todos los países y está teniendo un impacto significativo en las economías y las sociedades de todo el mundo. La necesidad de fondos puede reducir el control de las entidades financieras de la procedencia de dichos fondos perjudicándose la supervisión de las medidas de prevención del blanqueo de capitales y de la financiación del terrorismo (PBC/FT). Esta guía ayudará a los países a mejorar la supervisión de PBC/FT en el sector bancario. Está orientada a la aplicación de las normas internacionales establecidas por los órganos del Grupo de Acción Financiera entre otros: proporciona ejemplos de regímenes de supervisión de PBC/FT en países desarrollados y en desarrollo, describe la implementación de buenas prácticas en materia de supervisión y observancia de PBC/FT, y da consejos prácticos sobre cómo una determinada jurisdicción puede incorporar la PBC/FT en su régimen de supervisión. Aunque diseñada específicamente para los supervisores bancarios, la guía también será de interés para los lectores que trabajan en las áreas de finanzas, prevención de la corrupción, derecho, contabilidad y gestión empresarial.CC BY 3.0 IGOACCEPTABLE RISKACCESS TO INFORMATIONACCOUNTABILITYADBADEQUATE SURVEILLANCEADVISORY GROUPANTI- MONEY LAUNDERINGANTI-MONEY LAUNDERINGASSESSMENT OF RISKATMAUDITORBANK COMPLIANCEBANK EXAMINATIONBANK EXAMINERSBANK FOR INTERNATIONAL SETTLEMENTSBANK HOLDING COMPANIESBANK NEGARA MALAYSIABANK OF KOREABANK OF PORTUGALBANK OF THAILANDBANK PRODUCTSBANK REGULATORY AGENCIESBANKERS ASSOCIATIONBANKING INDUSTRYBANKING SECTORBANKING SUPERVISIONBANKING SYSTEMBANKING SYSTEMSBANKRUPTCYBANKSBANQUE DE FRANCEBANQUE NATIONALE DE BELGIQUEBEST PRACTICESBUSINESS SCHOOLCAPITAL ADEQUACYCENTRAL BANKSCIVIL SANCTIONSCLEARING HOUSECOMMERCIAL BANKSCONFIDENCECONFLICTS OF INTERESTCONSOLIDATED SUPERVISIONCONSUMERCONSUMER ORGANIZATIONSCORRUPTCORRUPT PRACTICESCORRUPTIONCREDIT INSTITUTIONSCREDIT RISKCRIMINALCRIMINAL SANCTIONSCRIMINALSCURRENCYCUSTOMER BASEDAMAGESDEPOSITDEPOSITORSDEVELOPMENT BANKDISCRETIONDRUG TRAFFICKINGEARNINGSECONOMIC CRIMEECONOMIC GROWTHEMPLOYEEEMPLOYMENTENFORCEMENT AGENCIESEVALUATION CRITERIAEXTERNAL AUDITORSEXTORTIONFDICFEDERAL DEPOSIT INSURANCEFEDERAL DEPOSIT INSURANCE CORPORATIONFEDERAL FINANCIAL INSTITUTIONSFEDERAL REGULATIONFEDERAL RESERVEFINANCESFINANCIAL ACCESSFINANCIAL ACTIONFINANCIAL CRIMEFINANCIAL CRIMESFINANCIAL CRISISFINANCIAL EXPERTISEFINANCIAL GROUPSFINANCIAL INFORMATIONFINANCIAL INFRASTRUCTUREFINANCIAL INSTITUTIONFINANCIAL INSTITUTIONSFINANCIAL INTELLIGENCEFINANCIAL INTELLIGENCE UNITFINANCIAL MANAGEMENTFINANCIAL MARKETFINANCIAL MARKETSFINANCIAL REGULATIONFINANCIAL SECTORFINANCIAL SECTOR ASSESSMENTFINANCIAL SERVICEFINANCIAL SERVICESFINANCIAL SERVICES AUTHORITYFINANCIAL SYSTEMFINANCIAL SYSTEMSFINANCIAL TRANSACTIONFOREIGN ASSETSFOREIGN BANKSFORMAL BANKINGFORMAL BANKING SYSTEMFRAUDGENERAL PUBLICGENERATORGOVERNMENT POLICYINFORMATION SYSTEMINFORMATION TECHNOLOGYINSURANCE COMPANIESINTEGRITYINTERNAL CONTROLSINTERNATIONAL BANKINTERNATIONAL BANKSINTERNATIONAL FINANCEINVESTIGATIONINVESTMENT COMPANYINVESTMENT FIRMSJUDICIARYLAW ENFORCEMENTLAWSLAWYERSLEGISLATIONLEVEL PLAYING FIELDLIFE INSURANCELIFE INSURANCE COMPANYLIFETIMELIQUIDITY RISKLOANLOCAL BANKSMAJOR BANKINGMANDATESMARKET DISCIPLINEMEDIAMICROFINANCEMONEY LAUNDERINGOFFENSEOFFENSESOUTREACHPENALTIESPOLICEPRIVATE INVESTMENTPROSECUTIONPROSECUTORPUBLIC BANKPUBLIC FUNDSPUBLIC GOODQUESTIONNAIREREAL ESTATEREAL ESTATE AGENTSRESPONSIBILITIESRISK ANALYSISRISK ASSESSMENTRISK ASSESSMENT PROCESSRISK EXPOSURERISK MANAGEMENTRISK PROFILEROBBERYSAFETYSANCTIONSANCTIONSSECURITIESSENIORSTAKEHOLDERSSTATE UNIVERSITYSUBSIDIARYSUPERVISORY AUTHORITIESSUPERVISORY FRAMEWORKSUPERVISORY REGIMESTECHNICAL ASSISTANCETERRORISMTERRORISTTERRORISTSTHEFTTHRIFTTHRIFT SUPERVISIONTRAINING PROGRAMSTRANSACTIONTRANSPARENCYTYPES OF LOANSVALUABLEWIRE TRANSFERWITHDRAWALWorld Bank10.1596/978-0-8213-7912-7