Giné, Xavier2012-08-132012-08-132010-05https://hdl.handle.net/10986/10189The eleventh in series of impact notes profiles an innovative attempt to improve access to credit in Malawi through the use of biometric technology.CC BY 3.0 IGOACCESS TO CREDITBASICBIOMETRIC RECORDSBIOMETRIC SYSTEMSBIOMETRIC TECHNOLOGYBIOMETRICSCOST-BENEFITCOST-BENEFIT ANALYSISCREDIT HISTORYCRIMINAL JUSTICEDEFAULT RISKDEFAULTERSDEVELOPING COUNTRYDIGITALDIGITAL STORAGEEQUIPMENTFINANCIAL INSTITUTIONSFINANCIAL MARKETSFINGERPRINTFINGERPRINTSFRAUDFUTURE CREDITIDENTIFICATION SYSTEMIDENTITY THEFTILLEGAL ACCESSINSURANCEINSURANCE MARKETSIRIS RECOGNITIONLENDERSLOANLOAN APPLICATIONLOAN REPAYMENTLOAN SIZESOPPORTUNITY COSTREPAYMENT RATESRURAL CREDITRURAL CREDIT MARKETSSCANNERSSIGNATUREUNIQUE IDENTIFICATIONWEBSITEWorld Bank10.1596/10189