World Bank2013-06-132013-06-1320020-8213-5158-3https://hdl.handle.net/10986/13932This annual report covers the period from July 1, 2001, to June 30, 2002, and is prepared by the Executive Directors of both the International Bank for Reconstruction and Development (IBRD) and the International Development Association (IDA). The first of two volumes discusses the World Bank's goals and strategies; overviews Bank activities in fiscal year 2002; examines progress on the Millennium Development Goals and project and loan performance; addresses the social, institutional, and economic dimensions of poverty; presents regional analyses of Bank operations; and provides organizational information. The second volume comprises the complete Management's Discussion and Analysis, audited financial statments of the IBRD and IDA, and appendixes.en-USCC BY 3.0 IGOACCOUNTINGACCOUNTING PERIODACCOUNTING POLICIESACCOUNTING PRINCIPLESACCOUNTING STANDARDSADAPTABLE PROGRAM LOANSADJUSTMENT LOANSBALANCE SHEETBALANCE SHEET EFFECTSBALANCE SHEETSBIDDINGBORROWERBORROWINGBORROWINGSCAPITALIZATIONCENTRAL BANKCOMMITMENTCOMMITMENT CHARGESCOMMITMENTSCONSOLIDATIONCONSOLIDATION LOANSCREDIT RISKCREDIT RISKSDEBTDISBURSEMENTSDISCOUNT RATEDISCOUNTED CASH FLOWDISCOUNTED PRESENT VALUEEARNING ASSETSECOECONOMIC VALUEEXCHANGE RATESEXPENDITURESEXTERNAL FINANCINGFINANCIAL ACCOUNTINGFINANCIAL ASSETSFINANCIAL DATAFINANCIAL INSTITUTIONSFINANCIAL POLICIESFINANCIAL RISKFINANCIAL STRENGTHFISCAL YEARFOREIGN EXCHANGEFUNDING SOURCESGENERAL RESERVESGRACE PERIODINTEREST INCOMEINTEREST RATEINTEREST RATESLENDING INSTRUMENTSLENDING OPERATIONSLENDING RATELIQUIDATIONLIQUIDITYLOANLOAN AGREEMENTLOAN AMOUNTLOAN DISBURSEMENTSLOAN INCOMELOAN LOSSESMARKET RISKMARKET VALUEMATURITYMULTILATERAL INVESTMENT GUARANTEE AGENCYOPERATING INCOMEOPERATING RISKPORTFOLIOPORTFOLIOSPRESENT VALUEPRODUCTIVITYRETAINED EARNINGSRETURN ON EQUITYRISK MANAGEMENTRISK PREMIUMSECURITIESSHAREHOLDERSSINGLE CURRENCY LOANSSTATEMENTSSWAPSTECHNICAL ASSISTANCETECHNICAL ASSISTANCE LOANSTERMS OF LOANSYIELD CURVES ANNUAL REPORTSBANK LENDING OPERATIONSSOCIAL ISSUESPOVERTY REDUCTIONFINANCIAL STATEMENTSHUMAN CAPITAL DEVELOPMENTENVIRONMENTALLY SUSTAINABLE DEVELOPMENTPRIVATE SECTOR DEVELOPMENTFINANCIAL SYSTEMSRULE OF LAWRESIDENT MISSIONSFINANCIAL STATEMENTSWorld Bank10.1596/0-8213-5158-3