Saranga, TaniaMaimbo, SamuelStrychacz, Nicholas2012-08-132012-08-132010-08https://hdl.handle.net/10986/10163The use of mobile banking is an increasingly important component of national and regional economic development in Southern Africa. Mobile banking can help bring the large unbanked population into the formal financial sector, and can facilitate cross-border trade by easing the difficulty for small businesses and traders to make financial transactions. For mobile banking to reach its full potential in Southern Africa, however, African governments must establish more efficient regulatory frameworks and implement well-designed pilot programs to gain more insight into the challenges facing a full rollout of mobile banking.CC BY 3.0 IGOACCESS TO BANKING SERVICESACCESS TO TECHNOLOGYACROSS BORDERSACTION PLANBANDWIDTHBANK ACCOUNTBANK ACCOUNTSBANKING SECTORBANKING SERVICESBANKSBEST PRACTICEBORDER PAYMENTSBORDER TRADEBRANCHLESS BANKINGBUSINESS ACTIVITYCAPACITY BUILDINGCASH-TO-CASHCAUSES OF MIGRATIONCENTRAL BANKCIVIL CONFLICTCOMMERCIAL BANKINGCOMMON MARKETCOMPETITIVENESSCROSS-BORDER TRANSACTIONSDEMOCRACYDEPOSITSDEVELOPING COUNTRIESECONOMIC ACTIVITYECONOMIC CONDITIONSECONOMIC DEVELOPMENTECONOMIC GROWTHECONOMIC UNCERTAINTYELECTRONIC TRANSACTIONSEMPLOYMENTEXTERNALITIESFEMINIZATION OF MIGRATIONFINANCIAL FLOWSFINANCIAL INSTITUTIONSFINANCIAL MARKETSFINANCIAL SECTORSFINANCIAL SERVICEFINANCIAL SERVICE PROVIDERSFINANCIAL SERVICESFINANCIAL SYSTEMFINANCIAL SYSTEMSFINANCIAL TRANSACTIONSFOREIGN TRADEFORMAL EDUCATIONFORMAL FINANCIAL SECTORFORMAL FINANCIAL SERVICESGEOGRAPHIC REACHGOVERNMENT POLICIESHIGH-BANDWIDTHHOME COUNTRYINCOMEINFLATIONINFORMAL CHANNELSINFORMAL TRANSFERINFORMAL TRANSFERSINNOVATIONJOB CREATIONLABOR MARKETSLEGAL BASISMARKET POTENTIALMATCHING GRANTSMIGRANTMIGRANT POPULATIONSMIGRANT REMITTANCESMIGRANT WORKERSMIGRANT-SENDING COUNTRIESMIGRANTSMIGRANTS SENDING REMITTANCESMIGRATIONMIGRATION FLOWSMIGRATION PATTERNSMIGRATION POLICYMINORITYMOBILE BANKINGMOBILE NETWORKMOBILE PHONEMONEY TRANSFERSMONOPOLYNETWORKSNUMBER OF MIGRANTSOUTSOURCINGPAYMENT SYSTEMSPAYMENTS SYSTEMPILOT PROJECTPILOT PROJECTSPOINTS OF SERVICEPOLICY BRIEFPOLICY MAKERSPOLICY SERIESPOLICY SUPPORTPOLITICAL UNRESTPOLITICAL UPHEAVALPOST OFFICEPOST OFFICESPRIMARY EDUCATIONPRIVATE SECTORPRIVATE SECTOR DEVELOPMENTPROGRESSPUBLIC SERVICEPUSH FACTORREGIONAL CONFERENCESREGIONAL INTEGRATIONREGULATORSREGULATORY FRAMEWORKREGULATORY FRAMEWORKSREGULATORY RESTRICTIONSREMITTANCEREMITTANCE FLOWSREMITTANCE MARKETREMITTANCE VALUEREMITTANCESRESULTSATELLITESAVINGSSECONDARY EDUCATIONSEND MONEYSETTLEMENT SYSTEMSSKILLED PROFESSIONALSSMALL BUSINESSESTECHNICAL ASSISTANCETECHNICAL CAPACITYTELECOMMUNICATIONTELECOMMUNICATIONSTELECOMMUNICATIONS INFRASTRUCTURETELECOMMUNICATIONS NETWORKSTOLERANCETRADE FINANCINGTRANSFER METHODSUNEMPLOYMENTUNEMPLOYMENT RATESWorld Bank10.1596/10163