World Bank2013-03-272013-03-272004-12https://hdl.handle.net/10986/12987This paper discusses the role of the postal network in expanding access to financial services in Egypt. It reviews the public postal operator within the postal sector and within the broader context of the communications sector. The roles of the postal network and state and privately-owned banks are also reviewed from the perspective of the financial sector development, with particular focus on payments systems development and microfinance. The ultimate goal of postal reform is to create a system where modern technology and a free flow of information benefit the customer. A modern, efficient postal service that utilizes the latest information technology will not only increase Egypt's social and economic development, but will also contribute significantly to the creation of an Egyptian information society.en-USCC BY 3.0 IGOACCESS TO FINANCIAL SERVICESACCOUNTABILITYACCOUNTINGACTUAL COSTAGRICULTURAL CREDITASSET MANAGEMENTAUDITSAUTONOMYBANK BRANCHESBANKING SECTORBANKING SERVICESBANKING SYSTEMBANKING SYSTEMSBOARDS OF DIRECTORSBULK MAILCAPITAL ADEQUACYCAPITAL MARKETSCASH FLOWCASHLESS TRANSACTIONSCENTRAL BANK OF EGYPTCHECKINGCLEARING HOUSECLEARING HOUSESCLEARINGHOUSESCOMMERCIAL BANKSCOMMERCIALIZATIONCOURIER SERVICESCREDIT ASSOCIATIONSCURRENCY EXCHANGECURRENT ACCOUNTSCURRENT EXPENDITURESDEBIT CARDDEBIT CARDSDEBTDECLINING MAIL VOLUMESDELIVERY OF MAILDELIVERY OF PARCELSDELIVERY SERVICESDEPOSITDEPOSITORSDEPOSITSDIRECT MAILDIRECT MARKETINGDOMESTIC EXPRESS MAILDOMESTIC EXPRESS MAIL SERVICEDOMESTIC LETTERSDOMESTIC POSTALDOMESTIC POSTAL SERVICESDOMESTIC SERVICEDOMESTIC SERVICESDONOR SUPPORTE-COMMERCEE-COMMERCE ACTIVITIESE-GOVERNMENTE-MAILECONOMIC REFORMELECTRONIC COMMUNICATIONSELECTRONIC SERVICESEXPRESS MAIL SERVICEFINANCIAL INSTITUTIONSFINANCIAL INSTRUMENTSFINANCIAL MANAGEMENTFINANCIAL MARKETSFINANCIAL PERFORMANCEFINANCIAL PLANNINGFINANCIAL SECTOR DEVELOPMENTFINANCIAL SERVICEFINANCIAL SERVICE PROVIDERSFINANCIAL SERVICESFORMAL FINANCIAL INSTITUTIONGOVERNMENT FINANCEHOUSINGHYBRID MAILINFLATIONINFORMATION SYSTEMINFORMATION TECHNOLOGYINSURANCEINTEREST MARGININTEREST RATESINTERNATIONAL LETTERSINTERNATIONAL MAILINVESTMENT BANKSLAWSLEGAL FRAMEWORKLETTER CARRIERLETTERSLIMITED ACCESSLOANLOAN CLASSIFICATIONLOCAL POST OFFICESMAIL BUSINESSMAIL DELIVERYMAIL ITEMSMAIL MARKETMAIL PROCESSINGMAIL SERVICEMAIL SERVICESMAIL VOLUMEMANAGEMENT INFORMATION SYSTEMSMARKET DISCIPLINEMARKETINGMFIMICROFINANCEMONEY ORDERSMUNICIPALITIESNATIONAL BANKNATIONAL POSTNATIONAL POSTALNATIONAL POSTAL SYSTEMNUMBER OF POST OFFICESOPERATING COSTSPACKAGESPARCEL SERVICESPARCELSPAYMENT COLLECTIONPAYMENT OF PENSIONSPAYMENT SERVICESPAYMENTS INSTRUMENTSPAYMENTS SERVICESPOINT OF SALEPOST OFFICEPOST OFFICESPOSTALPOSTAL ACCOUNTSPOSTAL ADMINISTRATIONPOSTAL ADMINISTRATIONSPOSTAL AGENTSPOSTAL AUTHORITIESPOSTAL AUTHORITYPOSTAL BUSINESSPOSTAL CUSTOMERSPOSTAL ESTABLISHMENTSPOSTAL FINANCEPOSTAL FINANCIAL SERVICESPOSTAL INFORMATIONPOSTAL LAWPOSTAL MAILPOSTAL MANAGEMENTPOSTAL MARKETPOSTAL MARKETSPOSTAL MONEY ORDERSPOSTAL NETWORKPOSTAL NETWORKSPOSTAL OFFICESPOSTAL OPERATORSPOSTAL ORGANIZATIONPOSTAL OUTLETSPOSTAL PAYMENTPOSTAL POLICYPOSTAL REFORMPOSTAL REFORM PROCESSPOSTAL REFORM STRATEGYPOSTAL REVENUESPOSTAL SAVINGSPOSTAL SAVINGS BANKSPOSTAL SECTORPOSTAL SECTOR DEVELOPMENTPOSTAL SECTOR POLICYPOSTAL SECTOR REFORMPOSTAL SERVICEPOSTAL SERVICE PRICINGPOSTAL SERVICE REFORMPOSTAL SERVICE STANDARDSPOSTAL SERVICESPOSTAL SERVICES LAWPOSTAL STAFFPOSTAL SYSTEMSPOSTAL WORKERSPRIVATE COURIERPRIVATE COURIER COMPANIESPRIVATE COURIER OPERATORSPRIVATE COURIERSPRIVATE OPERATORSPRIVATE SECTOR BANKSPRIVATE SECTOR PARTICIPATIONPRIVATIZATIONPRIVILEGED ACCESSPRODUCTIVITYPROFITABILITYPROPENSITY TO SAVEPUBLIC AGENCIESPUBLIC FINANCEPUBLIC POSTAL OPERATORQUALITY OF SERVICEREGULATORY FRAMEWORKREMITTANCESRETAIL BANKINGRISK MANAGEMENTSAVINGS ACCOUNTSSAVINGS PRODUCTSSINGLE POST OFFICESPECIALIZED BANKSSTATE BANKSSTRUCTURAL ADJUSTMENTTELECOMMUNICATION SERVICESTELECOMMUNICATIONSTRADITIONAL MAILTRADITIONAL POSTAL MONEY ORDERTRADITIONAL POSTAL SERVICESTRANSPORTTYPES OF MAILUNIVERSAL OBLIGATIONUNIVERSAL POSTALUNIVERSAL POSTAL UNIONUNIVERSAL SERVICEUNIVERSAL SERVICE OBLIGATIONUNIVERSAL SERVICE OBLIGATIONSUPUURBAN AREASWORKING CAPITALWorld Bank10.1596/12987