World Bank2013-03-212013-03-212011https://hdl.handle.net/10986/12813Global survey outcomes presented in this publication are divided into two main sections: Chapters I through VIII analyze the survey results and identify trends using various variable for cross-country comparisons. In addition to worldwide totals, three broad country characteristics exogenous to payment system development are used as a basis for comparisons: i) level of per capita income; ii) geographical location; iii) population size. Details of the methodology used for the analysis are covered in the Methodological Note. The Appendix contains the full set of countryby- country answers to each of the questions included in the questionnaire.en-USCC BY 3.0 IGOADEQUATE LEGAL PROTECTIONANTI-MONEY LAUNDERINGASSETSATMAUTOMATIONBANK ACCOUNTSBANK LIQUIDITYBANK PAYMENTBANKING INSTITUTIONSBUSINESS OF ELECTRONIC MONEYCAPITAL MARKETSCASH PAYMENTCASH TRANSACTIONSCASHLESS TRANSACTIONSCENTRAL BANKCENTRAL BANKSCENTRAL SECURITIES DEPOSITORIESCENTRAL SECURITIES DEPOSITORYCLEARING CORPORATIONCOLLATERALCOMMERCIAL BANKCOMMERCIAL BANKSCOMMERCIAL CODESCOMPETITION LAWSCONSUMER PROTECTIONCONSUMER PROTECTION LAWSCONSUMER PROTECTION LEGISLATIONCORRESPONDENT BANKSCREDIT EXTENSIONSCREDIT INSTITUTIONSCREDIT REPORTINGCREDIT TRANSFERSCROSS-BORDER PAYMENTCROSS-BORDER PAYMENTSDATA COLLECTIONDERIVATIVESDEVELOPING COUNTRIESDIRECT DEBITSE-MONEYECBECONOMIC DEVELOPMENTELECTRONIC MONEY INSTITUTIONSELECTRONIC PAYMENTELECTRONIC SIGNATUREEMERGING ECONOMIESEMERGING MARKETSENFORCEABILITYEVENT OF BANKRUPTCYEXCHANGE COMMISSIONEXCHANGE RATESFINAL SETTLEMENTFINANCIAL ACTIVITIESFINANCIAL COLLATERALFINANCIAL CRISISFINANCIAL INFRASTRUCTUREFINANCIAL INSTITUTIONSFINANCIAL INSTRUMENTSFINANCIAL INTERMEDIATIONFINANCIAL MARKETFINANCIAL MARKETSFINANCIAL RESOURCESFINANCIAL SERVICESFINANCIAL SYSTEMFINANCIAL SYSTEMSFINANCIAL TELECOMMUNICATIONFINANCIAL TRANSACTIONSFOREIGN CURRENCIESFOREIGN CURRENCYFOREIGN EXCHANGEFOREIGN EXCHANGE MARKETSFOREIGN EXCHANGE TRANSACTIONSFUNDS TRANSFERFUNDS TRANSFERSFUTURESGLOBAL PAYMENTGLOBAL PAYMENT INFRASTRUCTUREGLOBAL PAYMENTSGOVERNMENT PAYMENTSHOSTINCOME LEVELINCOME LEVELSINFORMATION TECHNOLOGYINFRASTRUCTURE DEVELOPMENTINSOLVENCYINSOLVENCY PROCEEDINGSINTERNATIONAL BANKINTERNATIONAL FINANCIAL INSTITUTIONSINTERNATIONAL SETTLEMENTSINTERNATIONAL STANDARDINTERNATIONAL STANDARDSINTEROPERABILITYINVESTINGJUDGEMENTJUDGMENTJURISDICTIONJURISDICTIONSKEY PAYMENT SYSTEMLARGE VALUE PAYMENTLEGAL ENVIRONMENTLEGAL FRAMEWORKLEGAL FRAMEWORKSLEGAL INFRASTRUCTURELEGAL POWERSLEGAL PROTECTIONLEGAL REFORMSLEGAL STATUSLEGAL SYSTEMSLEGISLATIVE FRAMEWORKLEVEL OF PAYMENTLIQUIDITYLOCAL CURRENCYLOSS OF CONFIDENCEMAKING PAYMENTSMANAGEMENT OF RISKSMARKET INFRASTRUCTUREMARKET PLAYERSMICROFINANCEMICROFINANCE INSTITUTIONSMOBILE PHONEMONETARY FUNDMONETARY VALUEMONEY TRANSFERMORAL SUASIONMUTUAL OBLIGATIONSNET DEBTNET SETTLEMENTOPERATIONAL RISKPAYMENT CARDPAYMENT CARDSPAYMENT FLOWSPAYMENT INSTRUMENTPAYMENT INSTRUMENTSPAYMENT SERVICEPAYMENT SERVICESPAYMENT SYSTEMPAYMENT SYSTEMSPAYMENT SYSTEMS LAWPAYMENT SYSTEMS LAWSPAYMENT TECHNOLOGIESPAYMENT TECHNOLOGYPAYMENT TRANSACTIONSPAYMENTS SYSTEMPRIVACYPROTECTION OF COLLATERALPUBLIC POLICYREAL TIME GROSS SETTLEMENTREAL TIME GROSS SETTLEMENT SYSTEMSREAL-TIME GROSS SETTLEMENTRECEIVERSRECURRENT PAYMENTSREGULATORY AUTHORITIESREGULATORY FRAMEWORKREMITTANCEREMITTANCE SERVICEREMITTANCE SERVICESREMITTANCESREORGANIZATIONREPORETAIL MARKETRETAIL PAYMENTRETAIL PAYMENT SYSTEMSRETAIL PAYMENTSRISK CONTROLRISK MANAGEMENTRTGSSECONDARY MARKETSECURITIESSECURITIES LAWSECURITIES MARKETSECURITIES MARKET LAWSECURITIES MARKETSSECURITIES REGULATORSECURITIES REGULATORSSECURITIES SETTLEMENTSECURITIES SETTLEMENT SYSTEMSECURITIES SETTLEMENT SYSTEMSSECURITIES TRANSACTIONSSECURITY INTERESTSERVICE PROVIDERSERVICE PROVIDERSSETTLEMENT RISKSETTLEMENT RISKSSETTLEMENT SYSTEMSETTLEMENT SYSTEMSSETTLEMENTSSTAKEHOLDERSSTOCK EXCHANGESSYSTEMIC STABILITYTECHNICAL REQUIREMENTSTERRORISMTRADINGTRADING SYSTEMSTRADITIONAL PAYMENTTRADITIONAL PAYMENT SERVICETRANSACTIONTRANSPARENCYVALUE PAYMENT SYSTEMVALUE PAYMENT SYSTEMSWEAK PAYMENTS SYSTEMWINDING UPWorld Bank10.1596/12813