World Bank2014-06-102014-06-102009-03-10https://hdl.handle.net/10986/18601This focus note presents key findings of a 2008 report on implementing Financial Action task Force (FATF) standards in developing countries The Financial Sector Reform and Strengthening(FIRST) Initiative funded a five-country study to analyze the effects of anti-money laundering (AML) and combating the financing of terrorism (CFT) regulation on access to finance, especially in low-income populations. Standard AML and CFT measures promote financial integrity and support crime fighting, but they can also exclude low-income people from financial services through onerous regulations. The study identifies factors that may intensify this impact, provides approaches on the design of appropriate AML/CFT controls that complement financial access policies, and suggests key design principles for AML/CFT controls.en-USCC BY 3.0 IGOABANDONED AGRICULTURAL LANDSADJACENT FORESTAFFORESTATIONAFFORESTATION ACTIVITIESAFFORESTATION PROJECTSAGRICULTURAL LANDSAGRICULTUREAIRAIR POLLUTIONALPINE FORESTANECDOTAL EVIDENCEAREAS OF FORESTBIODIVERSITYBIOMASSBIRDSBOILERSCARBONCARBON ALLOWANCESCARBON EMISSIONSCARBON FINANCECARBON FORESTRYCARBON MANAGEMENTCARBON MARKETCARBON MARKETSCARBON SEQUESTRATIONCHANGES IN LAND USECHESTNUT FORESTSCLEAN WATERCLIMATECLIMATE CHANGECLIMATIC REGIONSCONIFERSCONSERVATIONCONSERVATION VALUECONSUMER DEMANDDEFORESTATIONDEFORESTATION ACTIVITIESDESTRUCTION OF FORESTSDEVELOPMENT OF FORESTRYEMISSIONEMISSION CAPEMISSION REDUCTIONEMISSION REDUCTION TARGETSEMISSION REDUCTIONSEMISSION TRADINGEMISSIONS REDUCTIONENDEMIC SPECIESENDEMISMENERGY PRODUCTIONENERGY SOURCESENVIRONMENTAL ASSESSMENTENVIRONMENTAL BENEFITSENVIRONMENTAL INTEGRITYENVIRONMENTAL OBJECTIVESENVIRONMENTAL PROTECTIONENVIRONMENTAL SERVICESENVIRONMENTAL SUSTAINABILITYEROSION CONTROLEXPOSUREFENCEDFIRE MANAGEMENTFIREWOODFORESTFOREST ACTFOREST ADMINISTRATIONFOREST AGENCYFOREST AREAFOREST AREASFOREST CERTIFICATIONFOREST ECOSYSTEMSFOREST FIREFOREST FIRE CONTROLFOREST FIRESFOREST FUNDFOREST INDUSTRYFOREST INFRASTRUCTUREFOREST LANDSFOREST LAWFOREST LEGISLATIONFOREST MANAGEMENTFOREST MANAGEMENT ACTIVITIESFOREST MANAGEMENT CARBONFOREST MANAGEMENT OUTCOMESFOREST MANAGEMENT PLANFOREST MANAGEMENT PLANNINGFOREST MANAGEMENT PLANSFOREST MONITORINGFOREST ORGANIZATIONFOREST ORGANIZATIONSFOREST OWNERSFOREST OWNERSHIPFOREST POLICYFOREST PRODUCTSFOREST ROADFOREST ROADSFOREST SECTORFOREST SECTOR DEVELOPMENTFOREST STANDSFOREST STEWARDSHIPFOREST STRATEGYFOREST TYPEFOREST ZONEFORESTRIESFORESTRY AGENCIESFORESTRY AGENCYFORESTRY PROJECTSFORESTRY SECTORFORESTSFOSSIL FUELSGEOGRAPHIC INFORMATIONGEOGRAPHIC INFORMATION SYSTEMSGHGGREENHOUSEGREENHOUSE GASHABITAT CONSERVATIONHABITAT PROTECTIONHORSESHUNTINGHUNTING AREASILLEGAL LOGGINGINDUSTRIAL WASTEISSUESLAND ACQUISITIONLAND MANAGEMENTLAND USELAND USE CHANGELAND-USELAND-USE SECTORLOGGINGLOGSLOWLAND GRASSLANDSMETHANEMETHANE EMISSIONSMOUNTAIN REGIONSMOUNTAINSNATIONAL FORESTNATIONAL FOREST POLICYNATIONAL FORESTRYNATURAL HABITATSNATURE CONSERVATIONPINEPINE FORESTSPLANTINGPOWER PLANTSPRIVATE FORESTPRIVATE FORESTSREFORESTATIONREGIONAL FORESTRYREGIONAL FORESTRY DIRECTORATESROAD CONSTRUCTIONSEA COASTSOIL EROSIONSTATE FORESTSTATE FOREST ASSETSSTATE FOREST ENTERPRISESTATE FOREST ENTERPRISESSTATE FOREST INSTITUTIONSSTATE FOREST MANAGEMENTSTATE FOREST SECTORSTATE FORESTRYSTATE FORESTSSTREAMSSUPPLY CHAINSUSTAINABLE DEVELOPMENTSUSTAINABLE FORESTSUSTAINABLE FOREST MANAGEMENTTIMBERTIMBER HARVESTTIMBER HARVESTINGTIMBER INDUSTRIESTIMBER INDUSTRYTIMBER MARKETTIMBER MARKETINGTIMBER MARKETSTIMBER PRODUCTSTIMBER SALESTIMBER SUPPLYTIMBER VALUETIMBER VALUESTOURISMWATERSHEDWOOD PROCESSINGWOOD WASTE10.1596/18601