Singer, DorotheKlapper, Leora2014-09-022014-09-022014-08-28https://hdl.handle.net/10986/19917The G20 s focus on financial inclusion directly contributes to its core goal of achieving strong, sustainable, and balanced growth. Studies show that broader access to and participation in the financial system can reduce income inequality, boost job creation, accelerate consumption, increase investments in human capital, and directly help poor people manage risk and absorb financial shocks.en-USCC BY 3.0 IGOACCESS POINTSACCESS TO FINANCIAL SERVICESACCESS TO LOANSACCOUNT HOLDERSACCOUNT OWNERSHIPADVISORY SERVICESATMATM CARDATM CARDSATM NETWORKSATMSAUTOMATIC ENROLLMENTBANK ACCOUNTBANK ACCOUNTSBANK BRANCHBANK BRANCHESBANK LOANBANKING SERVICESBANKING SYSTEMBANKING SYSTEMSBANKSBASIC FINANCIAL LITERACYBORROWERBORROWINGBRIBECALCULATIONCASH PAYMENTCASH PAYMENTSCASH TRANSFERCASH TRANSFERSCASH-MANAGEMENTCHAMBER OF COMMERCECHECKSCONSULTING FIRMCONSUMER CREDITCONSUMER EDUCATIONCONSUMER PROTECTIONCONSUMERSCONTINGENCYCONTINGENCY PLANCONTRIBUTIONCONTRIBUTIONSCOOPERATIVESCORRUPTIONCREDIT INFORMATIONCREDIT MARKETCURRENCYDEBIT CARDSDEFAULTERSDEFINED-CONTRIBUTION PENSIONDEPOSITDEPOSIT ACCOUNTDEPOSIT ACCOUNTSDEPOSITSDEVELOPMENT ASSISTANCEDIRECT DEPOSITDIRECT DEPOSITSDOCUMENTATION REQUIREMENTSDROUGHTE-COMMERCEE-PAYMENTSEARNINGSECONOMIC ACTIVITYECONOMIC DEVELOPMENTECONOMIC EMPOWERMENTECONOMIC GROWTHECONOMIC OPPORTUNITIESECONOMIC OPPORTUNITYECONOMIC SHOCKSELECTRONIC PAYMENTELECTRONIC PAYMENTSELECTRONIC TRANSFERELECTRONIC TRANSFERSEMERGENCY SITUATIONSEMPLOYEREMPLOYERSENROLLMENTENTRY POINTEXCHANGE RATEEXPENDITUREFAMILIESFAMILY MEMBERFAMILY MEMBERSFARMERFARMERSFEMALE ENTREPRENEURSFINANCIAL ACCESSFINANCIAL DEVELOPMENTFINANCIAL EDUCATIONFINANCIAL EXCLUSIONFINANCIAL INFRASTRUCTUREFINANCIAL INNOVATIONFINANCIAL INSTITUTIONFINANCIAL INSTITUTIONSFINANCIAL INSTRUMENTFINANCIAL INTERMEDIARIESFINANCIAL KNOWLEDGEFINANCIAL LITERACYFINANCIAL LIVESFINANCIAL PRODUCTSFINANCIAL PROVIDERSFINANCIAL SECTORFINANCIAL SERVICEFINANCIAL SERVICE PROVIDERSFINANCIAL SERVICESFINANCIAL SYSTEMFINANCIAL SYSTEMSFINANCIAL TOOLSFINANCIAL TRANSACTIONSFINANCING FACILITYFOREIGN DIRECT INVESTMENTFORMAL BANKFORMAL FINANCIAL INSTITUTIONGENDERGENDER ASSESSMENTGENDER EQUALITYGENDER GAPGOVERNMENT ASSISTANCEGREATER ACCESSHOUSEHOLD FINANCEHOUSEHOLD INCOMEHOUSEHOLD INVESTMENTHOUSEHOLD SAVINGSHOUSEHOLDSHUSBANDSINEQUALITYINFORMAL INSURANCEINFORMAL LOANSINFORMAL SAVINGSINFORMATION SHARINGINSURANCE COMPANYINTERNATIONAL BANKINTERNATIONAL FINANCEINVESTINGJOB LOSSKEY CHALLENGESLABOR FORCELABOR FORCE PARTICIPATIONLABOR MARKETLACK OF ACCESSLACK OF KNOWLEDGELENDERSLIVING STANDARDSLOAN DEFAULTLOAN PERFORMANCELOAN REPAYMENTSLOAN TERMSLONG-TERM SAVINGSLOW INCOMESLOW-INCOMELOW-INCOME INDIVIDUALSMARKET DEVELOPMENTMERCHANTSMICRO FINANCEMICROFINANCEMIGRANT REMITTANCESMINORITY COMMUNITIESMONEY TRANSFERMONEY TRANSFERSMONTHLY EXPENSESOPERATING COSTSOPPORTUNITIES FOR WOMENPARTNER BANKPAYDAY LOANSPAYMENT HISTORIESPAYMENT INFRASTRUCTUREPAYMENT SERVICEPAYMENT SERVICESPAYMENTS INFRASTRUCTUREPENSION ACCOUNTSPENSIONSPERCEPTIONS OF WOMENPOINT-OF-SALEPOLICY ENVIRONMENTPRODUCTIVITYPROFIT MARGINPROTECTION OF CONSUMERPSYCHOLOGICAL BARRIERSPUBLIC FINANCEPUBLIC-PRIVATE PARTNERSHIPPUBLIC-PRIVATE PARTNERSHIPSRECEIPTRECESSIONRECORD KEEPINGREMITTANCEREMITTANCESREPAYMENTREPAYMENT RATESRISK MANAGEMENTSAVERSSAVINGSSAVINGS ACCOUNTSAVINGS ACCOUNTSSAVINGS GROUPSSAVINGS INSTRUMENTSSAVINGS PRODUCTSAVINGS PRODUCTSSMALL BUSINESSESSMALL FARMERSSMALLHOLDERSMALLHOLDER FARMERSSMART CARDSMART CARDSSOCIAL NETWORKSSOCIAL SECURITYSOCIAL SECURITY CONTRIBUTIONSSOCIAL SECURITY PENSIONSOCIAL WELFARESTAKEHOLDERSSTART-UPSTART-UP COSTSTELECOMMUNICATIONS EQUIPMENTTRADITIONAL FINANCIAL INSTITUTIONSTRANSACTIONTRANSACTION COSTSTRANSACTION FEESUNEMPLOYMENTUNIONURBAN AREASVALUABLEVARIABLE COSTVILLAGEWAGEWAGESWELFARE BENEFITSWORTH10.1596/19917