World Bank2013-03-262013-03-262007-02https://hdl.handle.net/10986/12926In August 2004, in response to a request from the Government of Vietnam (GOV), the WB/ IDA launched preparatory activities for the Priority Infrastructure Investment Project (PIIP) in Danang. The PIIP is a multi-sectoral infrastructure investment initiative aimed at poverty reduction and the promotion of economic growth. The Project reflects the national goals set out in the Comprehensive Poverty Reduction and Growth Strategy (CPRGS), and is in line with the overall development priorities of the City's Five-Year (2006-200) Socio-Economic Development Plan (SEDP). The (PIIP) Project objectives are to: i) improve the living conditions and productivity of low income residents through better access to basic services; ii) promote economic growth through strategic investments that enhance mobility and increase private sector participation in the City's economic development; and iii) improve city and district level management through institutional and human resource development and capacity building. During the course of (PIIP) Project preparation activities, the Government expressed a desire to include a further sub-component to support the provision of housing for poor households not affected by the Project. This provided the rationale for the Assessment of Housing for Low Income Groups in Danang, (hereinafter referred to as the Low Income Housing Assessment Study (LIHAS)), which will parallel, support and inform preparation of the PIIP Project, while not being an integral part of it. The Study will take account of Government housing policy as it affects low-income households (LIH) in Danang. In this regard there has been a move away from direct Government involvement in house construction for the public sector service which was found to be financially unsustainable. The scope of work is based on two phases with the second phase consisting of options and recommendations: this second stage report contains: i) determination of the effective demand for low-income housing; ii) description of alternative technical standards for low income housing in the city; iii) overview of the need for financing of low income households, the demand for finance and different models of low income household finance; iv) definition of an outline low income housing policy for Danang City v) models of low-income housing production with varying degrees of public and private participation; vi) suggestions relating to the institutional framework for public housing provision and management.en-USCC BY 3.0 IGOACCESS TO MORTGAGEADMINISTRATIVE COSTSAGRICULTURAL SECTORAPARTMENTAPARTMENT BLOCKSAPARTMENTSARCHITECTUREBANKSBORROWERBORROWINGBUILDING CODESBUILDING MATERIALSCAPACITY BUILDINGCAPITAL INVESTMENTCAPITAL MARKETSCITIESCOLLATERALCOMMUNITIESCOMMUNITY DEVELOPMENTCOOPERATIVESCORE HOUSINGCOST ESTIMATESCOST OF HOUSINGCREDIT LIMITSDEPOSITDESCRIPTIONDONOR FUNDSDWELLINGDWELLINGSECONOMIC DEVELOPMENTECONOMIC GROWTHENTERPRISE DEVELOPMENTEVICTIONEXPENDITUREEXPENDITURESFAMILIESFARMERFINANCESFINANCIAL ABILITYFINANCIAL INSTITUTIONSFINANCIAL MEANSFINANCIAL RESOURCESFINANCING FACILITYFUNDING SOURCESGOVERNMENT EMPLOYEESGOVERNMENT HOUSINGGOVERNMENT INTERVENTIONSHABITATHIGH INTEREST RATESHOME IMPROVEMENTHOME IMPROVEMENT LOANSHOME IMPROVEMENTSHOME LOANSHOME OWNERSHIPHOMEOWNERSHIPHOMESHOUSE CONSTRUCTIONHOUSEHOLD COMPOSITIONHOUSEHOLD FINANCEHOUSEHOLD INCOMEHOUSEHOLD INCOMESHOUSEHOLD STRUCTUREHOUSEHOLDSHOUSESHOUSINGHOUSING CONSTRUCTIONHOUSING COSTSHOUSING DEVELOPMENTHOUSING DEVELOPMENTSHOUSING FINANCEHOUSING LOANSHOUSING MAINTENANCEHOUSING MANAGEMENTHOUSING MARKETHOUSING NEEDSHOUSING POLICYHOUSING PROJECTHOUSING PROJECTSHOUSING RENOVATIONHOUSING STANDARDSHOUSING STOCKHOUSING SUPPLYHOUSING UNITSILLEGAL SETTLEMENTSINCOME CATEGORYINCOME GROUPINCOME GROUPSINDUSTRIAL ENTERPRISESINEQUALITYINFORMAL HOUSINGINITIAL FUNDINGINSTITUTIONAL FRAMEWORKINTEREST RATEINTEREST RATESINTERVENTIONINTERVENTIONSINVESTMENT CAPITALLAND ADMINISTRATIONLAND MARKETLAND USELAND USE RIGHTLAND VALUELANDLORDLEASINGLIVING CONDITIONSLOANLOAN DEFAULTLOAN FINANCINGLOAN REPAYMENTLOAN REPAYMENTSLOCAL AUTHORITIESLOW INCOME HOUSINGLOW-INCOME HOUSEHOLDSMAINTENANCE COSTSMICRO FINANCEMICRO FINANCE INSTITUTIONSMICROFINANCEMICROFINANCE LOANSMIGRANT WORKERSMINIMUM WAGEMINIMUM WAGESMOBILITYMORTGAGEMORTGAGE FINANCINGMORTGAGE INSURANCEMORTGAGE LENDINGMORTGAGE MARKETMORTGAGESMUNICIPAL BONDSMUNICIPAL FINANCEMUNICIPAL LEVELNEIGHBOURHOODSPER CAPITA INCOMEPERSONAL SAVINGSPOOR HOUSINGPOVERTY REDUCTIONPRIVATE HOUSINGPRIVATE INVESTORSPROPERTY MARKETPROPERTY TAXPROPERTY VALUEPROVINCESPROVISION OF FUNDSPUBLICPUBLIC FUNDINGPUBLIC HOUSINGPUBLIC HOUSING FINANCEPUBLIC SECTORREAL ESTATEREINVESTMENTRENTAL HOUSINGRENTAL PAYMENTRENTAL PROPERTYRENTSREPAYMENTREPAYMENT PERIODSREPOSSESSIONRESETTLEMENTREVOLVING FUNDRURAL AREASRURAL COMMUNITYSAVINGSSECONDARY MORTGAGE MARKETSHANTY TOWNSSHELTERSHELTER UPGRADINGSLUMSLUM DEMOLITIONSLUMSSMALL ENTERPRISESSMALL LOANSSOCIAL WELFARESOURCE OF FUNDSSOURCES OF INCOMESQUATTERSQUATTER SETTLEMENTSSQUATTERSSTRUCTURAL DESIGNSUBSIDIZED HOUSINGTAX EXEMPTIONSTAX INCENTIVESTAXATIONTECHNICAL ASSISTANCETECHNICAL SUPPORTTEMPORARY HOUSINGTENANCYTRANSACTION COSTSUNIONURBAN AREAURBAN AREASURBAN COMMUNITIESURBAN DEVELOPMENTURBAN POORURBAN SERVICESURBANIZATIONVACANT LANDVILLAGEWorld Bank10.1596/12926