World Bank2025-11-172025-11-172025-05-31https://hdl.handle.net/10986/43992Croatia faces a complex disaster risk landscape that requires smarter, risk informed planning to strengthen emergency preparedness and climate resilience. The country’s seismic vulnerability, diverse geography, and increasing climate related hazards such as floods, wildfires, and landslides pose growing challenges to communities, infrastructure, and economic sectors. Climate change is expected to intensify these risks, with projections of hotter, drier summers, rising sea levels, and more frequent extreme events impacting agriculture, tourism, water management, and coastal areas. Recent earthquakes and other disasters have highlighted the need for extensive reconstruction and recovery efforts. To safeguard development gains and reduce losses, public resources must focus on high priority interventions. Evidence based planning can help decision makers optimize investments for maximum risk reduction. Resilient critical services such as health, education, emergency facilities, and transport and power networks are essential, as disruptions in one sector can trigger cascading impacts across others. Strategic, risk informed design of emergency infrastructure is vital to ensure functionality during crises, particularly in high risk or densely populated areas. This knowledge note summarizes three tools applied in Croatia: Ready2Respond for preparedness, an EU wide hazard exposure assessment, and a portfolio level analysis of earthquake impacts and proactive investment needs.en-USCC BY-NC 3.0 IGOCLIMATE ACTIONINVESTMENT CLIMATEADAPTATION TO CLIMATE CHANGEDISASTER RISK ASSESSMENTRESILIENCE TO DISASTERSCLIMATE RESILIENCEReportWorld Bank