Johan Arief Jothi, Shahira Zaireen Bt.Aminan, Puteri Zahrah2025-06-252025-06-252025-06-25https://hdl.handle.net/10986/43371This report provides a comprehensive review of the implementation of the iTEKAD initiative, a social finance initiative first introduced by Bank Negara Malaysia in 2020. The review examines the implementation practices of Participating Financial Institutions and their Implementation Partners, focusing on human resource allocation, participant selection, program interventions, stakeholders’ collaboration, and monitoring and evaluation practices. The report highlights key findings related to strengthening participants’ selection process, training interventions, and monitoring and evaluation methods. The report concludes with recommendations to key stakeholders to enhance the iTEKAD implementation moving forward.en-USCC BY-NC 3.0 IGOECONOMIC GROWTHSOCIAL FINANCEHUMAN RESOURCE ALLOCATIONMONITORING AND EVALUATION PRACTICESReportWorld Bankhttps://doi.org/10.1596/43371