World Bank Group2020-01-222020-01-222019https://hdl.handle.net/10986/33221This report is a stock-take of the state of prudential regulation and supervision of fintech. It focuses on prudential questions related to three primary products—transaction accounts (deposits and e-money accounts), credit, and payments. As such, the report covers e-money providers, P2P platforms, and overall outsourcing of the banking sector industry. The report identifies typologies of existing regulatory approaches, as well as emerging questions concerning: monitoring, engagement, and test environments; licensing; supervision; resolution; safety nets; and national and international coordination.CC BY 3.0 IGOFINANCIAL TECHNOLOGYFINTECHMARKET STRUCTUREFINANCIAL MARKETSFINANCIAL REGULATIONE-MONEYSAFETY NETSWorking PaperWorld Bank10.1596/33221