World Bank2013-09-252013-09-252013-03https://hdl.handle.net/10986/15823Malaysia, as many of its Asian neighbors, experienced significant macro/financial distress in the late 1990s. The transformed and strengthened financial sector has been able to weather the recent global financial crisis well. Financial market intermediaries reliance on cross-border and interbank funding remains limited. Banking institutions are well capitalized and are expected to be able to meet Basel three capital requirements comfortably by the 2019 implementation deadline. Asset quality has improved significantly over the last 5 years and banks are profitable, with low cost-to-income ratios compared to regional peers. The authorities have taken steps to monitor and mitigate the potential significant risks of recent rapid loan growth. The regulatory and supervisory regimes for banking, insurance and securities are well developed and exhibit a high degree of compliance with international standards. Government equity holdings in the financial sector, both direct and indirect, are extensive. Further development of the domestic Islamic financial system presents both opportunities and challenges.en-USCC BY 3.0 IGOASSET MANAGERSASSET QUALITYBALANCE SHEETBANK LENDINGBANKING ASSETSBANKING INSTITUTIONSBANKING SECTORBANKING SYSTEMBANKRUPTCYBARRIERS TO ENTRYBOND ISSUANCEBOND ISSUESBONDSBROKERCAPITAL ADEQUACYCAPITAL INFLOWSCAPITAL MARKETCAPITAL MARKETSCAPITAL REQUIREMENTSCOLLATERALCOLLECTIVE INVESTMENTCOMMERCIAL BANKINGCOMMERCIAL BANKSCONFLICTS OF INTERESTCONFLICTS OF INTERESTSCONSUMER PROTECTIONCOOPERATIVE BANKCORPORATE BONDCORPORATE BOND MARKETCORPORATE BOND MARKET DEVELOPMENTCORPORATE DEBTCORPORATE DEBT SECURITIESCORPORATE GOVERNANCECORPORATE SECURITIESCOUNTRY RISKCREDIT CARDCREDIT CARD DEBTCREDIT CARDSCREDIT GUARANTEECREDIT LOSSCREDIT LOSSESCREDIT RATINGCREDIT RATING AGENCIESCREDIT RISKDEBTDEBT SECURITIESDEBT SECURITIES MARKETDEGREE OF RISKDEPOSITDEPOSIT ACCOUNTSDEPOSIT INSURANCEDEPOSITORDEPOSITORSDEPOSITSDERIVATIVESDERIVATIVES MARKETSDEVELOPMENT FINANCEDOMESTIC BANKINGDOMESTIC DEBTDOMESTIC DEBT MARKETDUE DILIGENCEEQUITY FUNDEQUITY HOLDINGSEQUITY MARKETEQUITY STAKESEXCHANGE RATEFINANCIAL ASSETFINANCIAL ASSETSFINANCIAL CRISISFINANCIAL DEVELOPMENTFINANCIAL INSTITUTIONFINANCIAL INSTITUTIONSFINANCIAL MARKETFINANCIAL MARKETSFINANCIAL PERFORMANCEFINANCIAL SECTOR DEVELOPMENTFINANCIAL STABILITYFINANCIAL STRESSESFINANCIAL SYSTEMFIXED INCOMEFIXED INCOME MARKETFOREIGN BANKFOREIGN BANKSFOREIGN CURRENCIESFOREIGN CURRENCYFOREIGN EXCHANGEFOREIGN EXCHANGE MARKETSFOREIGN EXCHANGE RESERVESFOREIGN FINANCIAL INSTITUTIONSFOREIGN INVESTORSFUND MANAGEMENTFUND MANAGERSGOVERNMENT BONDGOVERNMENT BOND MARKETGOVERNMENT DEBTGOVERNMENT GUARANTEEGOVERNMENT INVOLVEMENTHOLDINGHOME OWNERSHIPHOUSING FINANCEIMPLICIT GOVERNMENT GUARANTEEIMPLICIT GUARANTEEINFLATIONINFORMATION SYSTEMSINSTITUTIONAL INVESTORSINSURANCEINSURANCE COMPANIESINSURANCE COMPANYINSURANCE INDUSTRYINTEREST RATEINTERNAL AUDITINTERNATIONAL STANDARDINTERNATIONAL STANDARDSINVESTINGINVESTMENT BANKSINVESTMENT VEHICLEINVESTOR BASEISLAMIC BANKINGISLAMIC BANKSISLAMIC CAPITALISLAMIC CAPITAL MARKETISLAMIC FINANCEISLAMIC FINANCIAL SERVICESISLAMIC FINANCIAL SYSTEMISSUANCEISSUANCESLABOR MARKETLEGAL AUTHORITYLEGAL FRAMEWORKLEGAL FRAMEWORKSLEGAL PROVISIONSLEGAL RIGHTSLEGISLATIVE FRAMEWORKLENDING LIMITLIFE INSURANCELIQUID ASSETSLIQUIDATIONSLIQUIDITYLIQUIDITY MANAGEMENTLIQUIDITY RISKLIQUIDITY RISKSLOANLONG-TERM INVESTMENTMARK-TO-MARKETMARKET CAPITALIZATIONMARKET DEVELOPMENTMARKET DEVELOPMENT PROSPECTSMARKET INFRASTRUCTUREMARKET INTERMEDIARIESMARKET PARTICIPANTSMARKET RISKMARKET RISKSMATURITYMINIMUM CAPITAL REQUIREMENTMONEY MARKETSMORTGAGEMORTGAGE LOANSMORTGAGE MARKETMUTUAL FUNDMUTUAL FUND ASSETSMUTUAL FUNDSNPLOFFSHORE FINANCIAL CENTEROPERATIONAL INDEPENDENCEOUTSTANDING DEPOSITSPAYMENT SYSTEMPAYMENT SYSTEMSPENSIONPENSION FUNDPENSION FUND ASSETSPENSION FUNDSPENSIONSPERSONAL LOANSPOLICY RESPONSESPORTFOLIOPORTFOLIO FLOWPRIVATE CREDITPRIVATE DEBTPUBLIC BANKPUBLIC DEBTPUBLIC DEBT SECURITIESREAL ESTATE INVESTMENTREAL PROPERTYREGULATORY FRAMEWORKREGULATORY STANDARDSREPOREPO MARKETRESERVERESERVE REQUIREMENTRESERVESRETAIL INVESTORSRETURNRETURN ON ASSETSRETURNSRISK MANAGEMENTSECONDARY MARKETSECONDARY MARKETSSECURITIESSECURITIES REGULATIONSETTLEMENTSETTLEMENT SYSTEMSSHAREHOLDERSHAREHOLDERSSMALL BUSINESSESSOLVENCYSTOCK EXCHANGESTOCK MARKETSTOCK MARKET CAPITALIZATIONSUKUKSUPERVISION OF BANKSSURPLUS LIQUIDITYTAXTAX INCENTIVESTERRORISMTRANSPARENCYTRUST FUNDSTURNOVERUNSECURED LOANSVALUATIONWEALTH CREATIONWorld Bank10.1596/15823