Sarkar, AshokSinton, Jonathande Wit, Joeri2014-05-272014-05-272014-05-21https://hdl.handle.net/10986/18410Many economically attractive opportunities to invest in energy efficiency are forgone because of various market barriers, notably the limited availability of commercial financing for energy efficiency projects. Once a government decides, as a matter of policy, to scale up energy efficiency, it typically must engage commercial banks to provide financing to the private end users who will carry out the energy efficiency projects needed to make the national policy a reality. Credit lines help banks establish an energy efficiency business line by mitigating the perceived high financial risk of energy efficiency projects and of the energy service companies that carry them out, and sometimes by building into the credit line a technical assistance component to improve understanding of the fundamentals of energy efficiency projects. Energy efficiency credit lines make funds available to participating financial institutions (including local banks). The success of a credit line depends to a great extent on the selection of competent and committed financial institutions. A technical assistance component built into the credit line helps lower the technical and financial risk of projects.en-USCC BY 3.0 IGOACCESS TO ELECTRICITYACCOUNTABILITYACCOUNTINGAVAILABILITYAVAILABILITY OF CREDITBALANCEBALANCE SHEETBALANCE SHEETSBANK BRANCHESBANK CREDITBANK FINANCINGBANK LENDINGBANK LOANBANKSBLACK CARBONBORROWERBOTTOM LINEBURNING COALBUSINESS DEVELOPMENTCAPACITY BUILDINGCARBONCARBON DIOXIDECASH FLOWCASH FLOWSCLEAN ENERGYCLIMATECLIMATE CHANGECOCO2COALCOLLATERALCOMBUSTIONCOMMERCIAL BANKSCOMMERCIAL DEBTCOMMERCIAL LENDERSCOMMERCIAL LOANSCREDIT LINECREDIT LINESCUSTOMER SERVICEDEBTDEBT FINANCINGDEMAND-SIDE MANAGEMENTDEVELOPMENT BANKDISTRIBUTION OF ENERGYELECTRICITYELIGIBILITY CRITERIAEMISSIONSENERGY CONSERVATIONENERGY CONSULTANTENERGY CONSUMERSENERGY CONSUMPTIONENERGY DATAENERGY DEVELOPMENTENERGY EFFICIENCYENERGY EFFICIENCY INVESTMENTSENERGY GENERATIONENERGY INDUSTRIESENERGY MIXENERGY SAVINGSENERGY SYSTEMSEQUITY INVESTMENTSEXCHANGE RATEEXTERNAL FINANCINGFACILITATIONFINANCIAL FLOWSFINANCIAL INSTITUTIONFINANCIAL INSTITUTIONSFINANCIAL INTERMEDIARYFINANCIAL MARKETSFINANCIAL PRODUCTSFINANCIAL RISKFINANCIAL RISKSFINANCIAL TERMSFINANCING NEEDSFORM OF COLLATERALFOSSILFOSSIL FUELSGENERATION CAPACITYGLOBAL ENVIRONMENT FACILITYGOVERNMENT CREDITGREENHOUSEGREENHOUSE GASGREENHOUSE GAS EMISSIONSGREENHOUSE GAS INVENTORYGREENHOUSE GASESHEATHEAT GENERATIONIDINCOMEINCOME STATEMENTSINDUSTRIAL ENTERPRISESINTEREST RATEINTERNAL FINANCINGINTERNATIONAL FINANCIAL INSTITUTIONSINVESTMENTS IN ENERGYINVESTMENTS IN ENERGY EFFICIENCYLEGISLATIONLENDERLENDERSLINE OF CREDITLOANLOAN AMOUNTLOAN OFFICERSLOAN PROCESSINGLOCAL FINANCIAL INSTITUTIONSLOW INTEREST RATEMARKET BARRIERSMARKET DEVELOPMENTMARKET DISTORTIONSMETHANENEW BUSINESSOILOIL EQUIVALENTPETROLEUMPIPELINEPORTFOLIOPUBLIC AGENCIESREGULATORY FRAMEWORKRENEWABLE ENERGYRENEWABLE ENERGY PROJECTSRENEWABLE PORTFOLIO STANDARDRENEWABLE SOURCESREPAYMENTRISK MANAGEMENTSOURCE OF ENERGYSOVEREIGN GUARANTEESUSTAINABLE ENERGYTECHNICAL ASSISTANCETONS OF COAL EQUIVALENTTRANSACTION COSTSTRANSMISSION SYSTEMTRANSPORTUTILITIESWINDWIND POWERWIND POWER CAPACITYWIND SITESBrief10.1596/18410