Deposit Insurance Design and Implementation : Policy Lessons from Research and Practice

Demirgüç-Kunt, Asli; Kane, Edward J.; Laeven, Luc

doi:10.1596/1813-9450-3969

collection.link.5	https://openknowledge.worldbank.org/handle/10986/9
collection.name.5	Policy Research Working Papers
dc.contributor.author	Demirgüç-Kunt, Asli
dc.contributor.author	Kane, Edward J.
dc.contributor.author	Laeven, Luc
dc.date.accessioned	2012-06-18T21:55:24Z
dc.date.available	2012-06-18T21:55:24Z
dc.date.issued	2006-07
dc.date.lastModified	2021-04-23T14:02:41Z
dc.description.abstract	This paper illustrates the trends in deposit insurance adoption. It discusses the cross-country differences in design, and synthesizes the policy messages from cross-country empirical work as well as individual country experiences. The paper develops practical lessons from this work and distills the evidence into a set of principles of good design. Cross-country empirical research and individual-country experience confirm that, for at least the time being, officials in many countries would do well to delay the installation of a deposit insurance system.	en
dc.identifier	http://documents.worldbank.org/curated/en/2006/07/6934849/deposit-insurance-design-implementation-policy-lessons-research-practice
dc.identifier.uri	http://hdl.handle.net/10986/8376
dc.language	English
dc.publisher	World Bank, Washington, DC
dc.relation.ispartofseries	Policy Research Working Paper; No. 3969
dc.rights	CC BY 3.0 IGO
dc.rights.holder	World Bank
dc.rights.uri	http://creativecommons.org/licenses/by/3.0/igo/
dc.subject	ACCOUNTABILITY
dc.subject	ACCOUNTING
dc.subject	ACCOUNTING STANDARDS
dc.subject	BANK ASSETS
dc.subject	BANK CAPITAL
dc.subject	BANK DEPOSITS
dc.subject	BANK LENDING
dc.subject	BANK REGULATION
dc.subject	BANK RISK
dc.subject	BANK RUNS
dc.subject	BANK TRANSPARENCY
dc.subject	BANKING CRISES
dc.subject	BANKING CRISIS
dc.subject	BANKING INDUSTRY
dc.subject	BANKING PANICS
dc.subject	BANKING SECTOR
dc.subject	BANKING STABILITY
dc.subject	BANKING SYSTEM
dc.subject	BANKING SYSTEMS
dc.subject	BANKRUPTCY
dc.subject	BANKS
dc.subject	BONDING
dc.subject	BUDGET DEFICITS
dc.subject	CAPITALIZATION
dc.subject	CENTRAL BANK
dc.subject	COINSURANCE
dc.subject	CONTRACT ENFORCEMENT
dc.subject	CORPORATE GOVERNANCE
dc.subject	CORRESPONDENT BANKS
dc.subject	DEBT
dc.subject	DEPOSIT GUARANTEES
dc.subject	DEPOSIT INSURANCE
dc.subject	DEPOSIT INSURANCE COVERAGE
dc.subject	DEPOSIT INSURANCE SCHEMES
dc.subject	DEPOSIT INSURANCE SYSTEMS
dc.subject	DEPOSITORS
dc.subject	DEPOSITS
dc.subject	DEVELOPMENT BANKS
dc.subject	DISTRESSED BANKS
dc.subject	ECONOMETRIC EVIDENCE
dc.subject	ECONOMIC GROWTH
dc.subject	ECONOMICS
dc.subject	FEDERAL DEPOSIT INSURANCE
dc.subject	FINANCIAL CRISES
dc.subject	FINANCIAL CRISIS
dc.subject	FINANCIAL FRAGILITY
dc.subject	FINANCIAL INNOVATION
dc.subject	FINANCIAL INSTITUTIONS
dc.subject	FINANCIAL INTEGRATION
dc.subject	FINANCIAL MARKETS
dc.subject	FINANCIAL SAFETY NETS
dc.subject	FINANCIAL SERVICES
dc.subject	FINANCIAL STABILITY
dc.subject	FOREIGN CURRENCY DEPOSITS
dc.subject	GOVERNMENT GUARANTEES
dc.subject	INCOME GROUPS
dc.subject	INDIVIDUAL ACCOUNTS
dc.subject	INFLATION
dc.subject	INSOLVENCY
dc.subject	INSOLVENT BANKS
dc.subject	INSTITUTIONAL DEVELOPMENT
dc.subject	INSURANCE DESIGN
dc.subject	INSURANCE FUNDS
dc.subject	INSURANCE LAW
dc.subject	INSURANCE OBLIGATIONS
dc.subject	INSURANCE SYSTEM
dc.subject	INSURANCE SYSTEMS
dc.subject	INSURED DEPOSITS
dc.subject	INSURERS
dc.subject	INTEREST EXPENSE
dc.subject	INTEREST RATES
dc.subject	LATIN AMERICAN
dc.subject	LEGISLATION
dc.subject	LEVEL PLAYING FIELD
dc.subject	LIQUIDITY
dc.subject	MACROECONOMIC STABILIZATION
dc.subject	MARKET DISCIPLINE
dc.subject	MIDDLE EAST
dc.subject	MORAL HAZARD
dc.subject	NONPERFORMING LOANS
dc.subject	NORTH AFRICA
dc.subject	PREMIUMS
dc.subject	PRIVATE BANKS
dc.subject	PRIVATIZATION
dc.subject	PRODUCTIVITY
dc.subject	PROGRAMS
dc.subject	PRUDENTIAL REGULATION
dc.subject	PRUDENTIAL REGULATION AND SUPERVISION
dc.subject	REGULATORY FORBEARANCE
dc.subject	RESERVES
dc.subject	RETIREMENT
dc.subject	RISK TAKING
dc.subject	SAVINGS
dc.subject	SAVINGS ACCOUNTS
dc.subject	STATE BANKS
dc.subject	STOCK PRICES
dc.subject	SUB-SAHARAN AFRICA
dc.subject	SUPERVISORY FRAMEWORK
dc.subject	TIME DEPOSITS
dc.subject	VOLATILITY
dc.title	Deposit Insurance Design and Implementation : Policy Lessons from Research and Practice	en
okr.doctype	Publications & Research :: Policy Research Working Paper
okr.doctype	Publications & Research
okr.docurl	http://documents.worldbank.org/curated/en/2006/07/6934849/deposit-insurance-design-implementation-policy-lessons-research-practice
okr.globalpractice	Finance and Markets
okr.googlescholar.linkpresent	yes
okr.identifier.doi	10.1596/1813-9450-3969
okr.identifier.externaldocumentum	000016406_20060719160944
okr.identifier.internaldocumentum	6934849
okr.identifier.report	WPS3969
okr.language.supported	en
okr.pdfurl	http://www-wds.worldbank.org/external/default/WDSContentServer/WDSP/IB/2006/07/19/000016406_20060719160944/Rendered/PDF/wps3969.pdf	en
okr.topic	Finance and Financial Sector Development :: Non Bank Financial Institutions
okr.topic	Insurance and Risk Mitigation
okr.topic	Banks and Banking Reform
okr.topic	Finance and Financial Sector Development :: Financial Intermediation
okr.topic	Financial Crisis Management and Restructuring
okr.unit	Development Research Group (DECRG)
okr.volume	1 of 1

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