Measuring Financial Inclusion : The Global Findex Database

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collection.link.5
https://openknowledge.worldbank.org/handle/10986/9
collection.name.5
Policy Research Working Papers
dc.contributor.author
Demirguc-Kunt, Asli
dc.contributor.author
Klapper, Leora
dc.date.accessioned
2012-04-27T07:44:25Z
dc.date.available
2012-04-27T07:44:25Z
dc.date.issued
2012-04
dc.description.abstract
This paper provides the first analysis of the Global Financial Inclusion (Global Findex) Database, a new set of indicators that measure how adults in 148 economies save, borrow, make payments, and manage risk. The data show that 50 percent of adults worldwide have an account at a formal financial institution, though account penetration varies widely across regions, income groups and individual characteristics. In addition, 22 percent of adults report having saved at a formal financial institution in the past 12 months, and 9 percent report having taken out a new loan from a bank, credit union or microfinance institution in the past year. Although half of adults around the world remain unbanked, at least 35 percent of them report barriers to account use that might be addressed by public policy. Among the most commonly reported barriers are high cost, physical distance, and lack of proper documentation, though there are significant differences across regions and individual characteristics.
en
dc.identifier.uri
http://hdl.handle.net/10986/6042
dc.language
English
dc.publisher
World Bank, Washington, DC
dc.relation.ispartofseries
Policy Research Working Paper ; No. 6025
dc.rights
CC BY 3.0 IGO
dc.rights.holder
World Bank
dc.rights.uri
http://creativecommons.org/licenses/by/3.0/igo
dc.subject
ACCESS BARRIERS
dc.subject
ACCESS TO ACCOUNTS
dc.subject
ACCESS TO CREDIT
dc.subject
ACCESS TO FINANCE
dc.subject
ACCESS TO FINANCIAL SERVICES
dc.subject
ACCESS TO SAVINGS
dc.subject
ACCOUNT HOLDERS
dc.subject
ACCOUNT OWNERSHIP
dc.subject
ACCOUNTING
dc.subject
AFFORDABILITY
dc.subject
AGRICULTURE
dc.subject
ALTERNATIVE BANKING
dc.subject
ANTI-MONEY LAUNDERING
dc.subject
ASSET ACCUMULATION
dc.subject
ATM CARD
dc.subject
ATM CARDS
dc.subject
AUTOMATED TELLER MACHINES
dc.subject
BANK ACCOUNT
dc.subject
BANK BRANCH
dc.subject
BANK BRANCHES
dc.subject
BANK REGULATION
dc.subject
BANKING SECTOR
dc.subject
BANKING SERVICES
dc.subject
BANKS
dc.subject
BARRIER
dc.subject
BENCHMARK
dc.subject
BENCHMARKING
dc.subject
BONDS
dc.subject
BROAD ACCESS
dc.subject
BUSINESS PURPOSES
dc.subject
BUSINESSES
dc.subject
CELL PHONE
dc.subject
CENTRAL BANK
dc.subject
CHECKING ACCOUNT
dc.subject
COMMODITIES
dc.subject
CONSUMERS
dc.subject
CORRUPTION
dc.subject
CREDIT ASSOCIATION
dc.subject
CREDIT CARD
dc.subject
CREDIT CARDS
dc.subject
CREDIT UNION
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CULTURAL NORMS
dc.subject
DATA COVERAGE
dc.subject
DEBIT CARD
dc.subject
DEBIT CARDS
dc.subject
DEPOSIT
dc.subject
DEPOSIT ACCOUNTS
dc.subject
DEPOSIT INSURANCE
dc.subject
DEPOSITS
dc.subject
DEVELOPING ECONOMIES
dc.subject
DEVELOPMENT POLICY
dc.subject
DISCRIMINATION
dc.subject
DOCUMENTATION REQUIREMENTS
dc.subject
EARNINGS
dc.subject
ECONOMIC CRISES
dc.subject
ECONOMIC GROWTH
dc.subject
ECONOMIC INEQUALITY
dc.subject
EDUCATION LEVEL
dc.subject
ELECTRONIC BILL
dc.subject
ELECTRONIC PAYMENT
dc.subject
ELECTRONIC PAYMENTS
dc.subject
EMERGING MARKETS
dc.subject
EMPLOYER
dc.subject
EMPLOYERS
dc.subject
EMPLOYMENT OPPORTUNITIES
dc.subject
ENTREPRENEURS
dc.subject
ENTRY POINT
dc.subject
EXCLUSION
dc.subject
EXISTING INFRASTRUCTURE
dc.subject
EXPATRIATES
dc.subject
FINANCES
dc.subject
FINANCIAL ACCESS
dc.subject
FINANCIAL CRISIS
dc.subject
FINANCIAL DEPTH
dc.subject
FINANCIAL DEVELOPMENT
dc.subject
FINANCIAL INSTITUTIONS
dc.subject
FINANCIAL LITERACY
dc.subject
FINANCIAL MANAGEMENT
dc.subject
FINANCIAL OUTREACH
dc.subject
FINANCIAL PRODUCTS
dc.subject
FINANCIAL SERVICE
dc.subject
FINANCIAL SERVICE PROVIDERS
dc.subject
FINANCIAL SUPPORT
dc.subject
FINANCIAL SYSTEM
dc.subject
FINANCIAL SYSTEMS
dc.subject
FINANCIAL TRANSACTIONS
dc.subject
FORMAL BANKING
dc.subject
FORMAL BORROWING
dc.subject
FORMAL CREDIT
dc.subject
FORMAL FINANCIAL INSTITUTION
dc.subject
FORMAL FINANCIAL INSTITUTIONS
dc.subject
FORMAL FINANCIAL SECTOR
dc.subject
FORMAL FINANCIAL SERVICES
dc.subject
FRAUD
dc.subject
GDP
dc.subject
GDP PER CAPITA
dc.subject
GENDER
dc.subject
GENDER GAP
dc.subject
GEOGRAPHIC ACCESS
dc.subject
GINI COEFFICIENT
dc.subject
GOVERNMENT SECURITIES
dc.subject
GROWTH OPPORTUNITIES
dc.subject
HOUSEHOLD ACCESS
dc.subject
HOUSEHOLD FINANCE
dc.subject
HOUSEHOLD INCOME
dc.subject
HOUSEHOLDS
dc.subject
INACTIVE ACCOUNT
dc.subject
INCOME CATEGORY
dc.subject
INCOME DISTRIBUTION
dc.subject
INCOME GROUP
dc.subject
INCOME GROUPS
dc.subject
INCOME INEQUALITY
dc.subject
INCOME LEVELS
dc.subject
INEQUALITY
dc.subject
INFLATION
dc.subject
INFORMAL LENDER
dc.subject
INFORMAL SAVING
dc.subject
INFORMAL SAVINGS
dc.subject
INNOVATIONS
dc.subject
INSTITUTIONAL INFRASTRUCTURE
dc.subject
INSURANCE PRODUCTS
dc.subject
INTERNATIONAL BANK
dc.subject
INTERNATIONAL COMPARISON
dc.subject
ISLAMIC LOAN
dc.subject
LACK OF AWARENESS
dc.subject
LIFE EXPECTANCY
dc.subject
LIVESTOCK INSURANCE
dc.subject
LOAN
dc.subject
LOW-INCOME ECONOMIES
dc.subject
MICROFINANCE
dc.subject
MICROFINANCE INSTITUTION
dc.subject
MIDDLE-INCOME ECONOMIES
dc.subject
MINIMUM BALANCES
dc.subject
MOBILE BANKING
dc.subject
MOBILE PHONE
dc.subject
MOBILE PHONE SUBSCRIBERS
dc.subject
MOBILE PHONES
dc.subject
MORTGAGE
dc.subject
NATIONAL INCOME
dc.subject
NEW PRODUCTS
dc.subject
ONLINE PAYMENTS
dc.subject
OPEN ACCESS
dc.subject
OUTSTANDING LOAN
dc.subject
PAYMENT SYSTEMS
dc.subject
PENSION
dc.subject
PERSONAL ASSET
dc.subject
PERSONAL FINANCES
dc.subject
PHONE NUMBERS
dc.subject
PHONE PENETRATION
dc.subject
PHYSICAL ACCESS
dc.subject
PHYSICAL DISTANCE
dc.subject
POST OFFICE
dc.subject
POST OFFICES
dc.subject
PRIVATE SECTOR
dc.subject
PRIVATE SECTOR DEVELOPMENT
dc.subject
PRODUCTIVITY
dc.subject
PROPENSITY TO SAVE
dc.subject
PUBLIC POLICIES
dc.subject
PUBLIC POLICY
dc.subject
RECEIPT
dc.subject
REGRESSION ANALYSIS
dc.subject
REGULATORS
dc.subject
RELIABILITY
dc.subject
REMITTANCE
dc.subject
REMITTANCES
dc.subject
RESULT
dc.subject
RESULTS
dc.subject
RETAIL STORE
dc.subject
RETAIL STORES
dc.subject
RISK MANAGEMENT
dc.subject
SAVINGS
dc.subject
SAVINGS ACCOUNT
dc.subject
SAVINGS ACCOUNTS
dc.subject
SAVINGS BEHAVIOR
dc.subject
SAVINGS BONDS
dc.subject
SAVINGS GROUP
dc.subject
SECURITY CONCERNS
dc.subject
SECURITY RISKS
dc.subject
SELF-EMPLOYMENT
dc.subject
SMALL ENTERPRISES
dc.subject
SOURCE OF INCOME
dc.subject
SUPERVISION
dc.subject
SUPPLY OF CREDIT
dc.subject
TELEPHONE
dc.subject
TELEPHONE COVERAGE
dc.subject
TELLERS
dc.subject
TERM CREDIT
dc.subject
TRADITIONAL BANKING
dc.subject
TRANSACTION
dc.subject
TRANSACTIONS COSTS
dc.subject
TRANSITION ECONOMIES
dc.subject
USER
dc.subject
USERS
dc.subject
USES
dc.subject
WAGES
dc.subject
WEALTH
dc.subject
WEB
dc.subject
WIRE TRANSFERS
dc.subject
WITHDRAWAL FEES
dc.subject
WORLD DEVELOPMENT INDICATORS
dc.subject
Microdata Set
dc.title
Measuring Financial Inclusion : The Global Findex Database
en
okr.date.disclosure
2012-04-01
okr.doctype
Publications & Research :: Policy Research Working Paper
okr.doctype
Publications & Research
okr.docurl
http://documents.worldbank.org/curated/en/2012/04/16232817/measuring-financial-inclusion-global-findex-database
okr.globalpractice
Macroeconomics and Fiscal Management
okr.globalpractice
Finance and Markets
okr.globalpractice
Transport and ICT
okr.globalpractice
Trade and Competitiveness
okr.googlescholar.linkpresent
yes
okr.identifier.doi
10.1596/1813-9450-6025
okr.identifier.externaldocumentum
000158349_20120419083611
okr.identifier.internaldocumentum
16232817
okr.identifier.report
WPS6025
okr.language.supported
en
okr.pdfurl
http://www-wds.worldbank.org/external/default/WDSContentServer/WDSP/IB/2012/04/19/000158349_20120419083611/Rendered/PDF/WPS6025.pdf
en
okr.relation.associateddataset
http://microdata.worldbank.org/index.php/catalog/global-findex
okr.topic
Private Sector Development :: E-Business
okr.topic
Banks and Banking Reform
okr.topic
Private Sector Development :: Emerging Markets
okr.topic
Economic Theory and Research
okr.topic
Finance and Financial Sector Development :: Access to Finance
okr.topic
Macroeconomics and Economic Growth
okr.unit
Development Research Group (DECRG)
okr.volume
1 of 1

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