Working Paper

Mobile Money and Investment by Women Businesses in Sub-Saharan Africa

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collection.link.5
https://openknowledge.worldbank.org/handle/10986/9
collection.name.5
Policy Research Working Papers
dc.contributor.author
Islam, Asif
dc.contributor.author
Muzi, Silvia
dc.date.accessioned
2020-07-30T15:41:27Z
dc.date.available
2020-07-30T15:41:27Z
dc.date.issued
2020-07
dc.date.lastModified
2022-08-13T06:11:53Z
dc.description.abstract
This study connects two important findings in Sub-Saharan Africa. First, digital technologies such as mobile money have become widespread and have increased investment by businesses, especially in East Africa. Second, women-owned business in the region significantly lag their male counterparts in capital investments. Using data for 16 Sub-Saharan African economies, the study connects the two findings by exploring whether mobile money use by women-owned firms increases their investment. The findings indicate that the positive relationship between mobile money use and investment is largely driven by women-owned firms and is statistically insignificant for men-owned firms. Potential channels of these effects are explored. Women-owned firms that use mobile money to transact with suppliers are more likely to invest. Mobile money also seems to facilitate greater provision of customer credit and generally greater demand for more credit by women-owned firms. Such patterns are not observed for men-owned firms.
en
dc.identifier
http://documents.worldbank.org/curated/en/708761595864639868/Mobile-Money-and-Investment-by-Women-Businesses-in-Sub-Saharan-Africa
dc.identifier.uri
http://hdl.handle.net/10986/34256
dc.language
English
dc.publisher
World Bank, Washington, DC
dc.relation.ispartofseries
Policy Research Working Paper;No. 9338
dc.rights
CC BY 3.0 IGO
dc.rights.holder
World Bank
dc.rights.uri
http://creativecommons.org/licenses/by/3.0/igo
dc.subject
MOBILE MONEY
dc.subject
GENDER
dc.subject
FEMALE ENTREPRENEURS
dc.subject
FINANCIAL DEVELOPMENT
dc.subject
INVESTMENT
dc.subject
FIRMS
dc.subject
WOMEN ENTREPRENEURS
dc.subject
FEMALE-OWNED BUSINESS
dc.subject
INFORMATION AND COMMUNICATION TECHNOLOGY
dc.subject
ACCESS TO FINANCE
dc.subject
BUSINESS SERVICES
dc.subject
FINTECH
dc.title
Mobile Money and Investment by Women Businesses in Sub-Saharan Africa
en
dc.type
Working Paper
en
okr.crossref.title
Mobile Money and Investment by Women Businesses in Sub-Saharan Africa
okr.date.disclosure
2020-07-27
okr.doctype
Publications & Research
okr.doctype
Publications & Research :: Policy Research Working Paper
okr.docurl
http://documents.worldbank.org/curated/en/708761595864639868/Mobile-Money-and-Investment-by-Women-Businesses-in-Sub-Saharan-Africa
okr.googlescholar.linkpresent
yes
okr.identifier.doi
10.1596/1813-9450-9338
okr.identifier.externaldocumentum
090224b087c0b29b_1_0
okr.identifier.internaldocumentum
32277586
okr.identifier.report
WPS9338
okr.imported
true
en
okr.language.supported
en
okr.pdfurl
http://documents.worldbank.org/curated/en/708761595864639868/pdf/Mobile-Money-and-Investment-by-Women-Businesses-in-Sub-Saharan-Africa.pdf
en
okr.region.administrative
Africa
okr.region.geographical
Sub-Saharan Africa
okr.statistics.combined
1168
okr.statistics.dr
708761595864639868
okr.topic
Finance and Financial Sector Development :: Access to Finance
okr.topic
Finance and Financial Sector Development :: Banks & Banking Reform
okr.topic
Finance and Financial Sector Development :: E-Finance and E-Security
okr.topic
Finance and Financial Sector Development :: Financial Structures
okr.topic
Gender :: Gender and Economics
okr.topic
Private Sector Development :: E-Business
okr.topic
Private Sector Development :: Enterprise Development & Reform
okr.topic
Private Sector Development :: Private Sector Economics
okr.topic
Information and Communication Technologies :: Information Technology
okr.unit
Global Indicators Group, Development Economics

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