Working Paper

The Impact of Mobile Money on Poor Rural Households : Experimental Evidence from Uganda

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collection.link.5
https://openknowledge.worldbank.org/handle/10986/9
collection.name.5
Policy Research Working Papers
dc.contributor.author
Wieser, Christina
dc.contributor.author
Bruhn, Miriam
dc.contributor.author
Kinzinger, Johannes
dc.contributor.author
Ruckteschler, Christian
dc.contributor.author
Heitmann, Soren
dc.date.accessioned
2019-06-26T19:55:51Z
dc.date.available
2019-06-26T19:55:51Z
dc.date.issued
2019-06
dc.date.lastModified
2022-09-26T00:12:45Z
dc.description.abstract
This paper studies the effect of rolling out mobile money agents in rural Northern Uganda. In a randomized experiment, 168 areas were randomly selected to receive an agent in 2017, with another 163 areas serving as a control group. Administrative data on mobile money transactions suggest that the agent rollout increased the probability of sending and receiving peer-to-peer transfers. Data from a 2018 survey of more than 4,500 households show that the agent rollout led to cost-savings for remittance transactions. It also doubled the nonfarm self-employment rate, from 3.4 to 6.4 percent, and reduced the fraction of households with very low food security from 62.9 to 47.2 percent, in areas far from a bank branch. The analysis finds no effect on savings, agricultural outcomes, or poverty. Overall, the findings add new evidence that mobile money can improve livelihoods even in poor and remote settings.
en
dc.identifier
http://documents.worldbank.org/curated/en/134341561467884789/The-Impact-of-Mobile-Money-on-Poor-Rural-Households-Experimental-Evidence-from-Uganda
dc.identifier.uri
http://hdl.handle.net/10986/31978
dc.language
English
dc.publisher
World Bank, Washington, DC
dc.relation.ispartofseries
Policy Research Working Paper;No. 8913
dc.rights
CC BY 3.0 IGO
dc.rights.holder
World Bank
dc.rights.uri
http://creativecommons.org/licenses/by/3.0/igo
dc.subject
MOBILE MONEY
dc.subject
REMITTANCES
dc.subject
FOOD SECURITY
dc.subject
RURAL INCOME
dc.subject
POVERTY
dc.subject
SELF EMPLOYMENT
dc.title
The Impact of Mobile Money on Poor Rural Households
en
dc.title.subtitle
Experimental Evidence from Uganda
en
dc.type
Working Paper
en
okr.crossref.title
The Impact of Mobile Money on Poor Rural Households: Experimental Evidence from Uganda
okr.date.disclosure
2019-06-25
okr.doctype
Publications & Research
okr.doctype
Publications & Research :: Policy Research Working Paper
okr.docurl
http://documents.worldbank.org/curated/en/134341561467884789/The-Impact-of-Mobile-Money-on-Poor-Rural-Households-Experimental-Evidence-from-Uganda
okr.googlescholar.linkpresent
yes
okr.identifier.doi
10.1596/1813-9450-8913
okr.identifier.externaldocumentum
090224b086e124a8_1_0
okr.identifier.internaldocumentum
31193407
okr.identifier.report
WPS8913
okr.imported
true
en
okr.language.supported
en
okr.pdfurl
http://documents.worldbank.org/curated/en/134341561467884789/pdf/The-Impact-of-Mobile-Money-on-Poor-Rural-Households-Experimental-Evidence-from-Uganda.pdf
en
okr.region.administrative
Africa
okr.region.country
Uganda
okr.statistics.combined
4252
okr.statistics.dr
134341561467884789
okr.topic
Agriculture :: Food Security
okr.topic
Finance and Financial Sector Development :: Financial Intermediation
okr.topic
Finance and Financial Sector Development :: Financial Literacy
okr.topic
Finance and Financial Sector Development :: Microfinance
okr.topic
Finance and Financial Sector Development :: Rural Finance
okr.topic
Information and Communication Technologies :: ICT Applications
okr.topic
Information and Communication Technologies :: ICT Economics
okr.topic
Information and Communication Technologies :: Rural Information & Communications Technologies
okr.topic
Macroeconomics and Economic Growth :: Remittances
okr.topic
Poverty Reduction :: Employment and Shared Growth
okr.topic
Poverty Reduction :: Inequality
okr.topic
Rural Development :: Rural Labor Markets
okr.unit
IFC-Mastercard Foundation Partnership for Financial Inclusion

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