Publication: NDC Schemes and the Labor Market: Issues and Options

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Date
2019-04
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Published
2019-04
Abstract
Defined contribution (DC) schemes whether unfunded or funded are often considered superior to defined benefit (DB) schemes in their ability to address labor market issues, particularly in encouraging formal employment and delayed retirement. Conceptually, the assessment is based on superior incentives to work and save. Yet economic and social realities are more complex. This paper explores design and labor market conditions that potentially constrain DC schemes. The paper concludes that to achieve their conceptual potential, DC schemes require design innovations, including a better integration of basic provisions and complementary labor policies that promote job creation in the formal sector and expand job opportunities during old age.
Citation
Holzmann, Robert; Robalino, David; Winkler, Hernan. 2019. NDC Schemes and the Labor Market; NDC Schemes and the Labor Market : Issues and Options. Social Protection and Jobs Discussion Paper,no. 1914;. © World Bank, Washington, DC. http://openknowledge.worldbank.org/handle/10986/31635 License: CC BY 3.0 IGO.
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