Report

El Salvador Financial Sector Assessment Program Development Module : Efficiency and Competition

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collection.link.72
https://openknowledge.worldbank.org/handle/10986/2180
collection.name.72
Financial Sector Assessment Program
dc.contributor.author
World Bank
dc.date.accessioned
2017-03-15T21:32:35Z
dc.date.available
2017-03-15T21:32:35Z
dc.date.issued
2016-11
dc.date.lastModified
2021-05-25T08:58:26Z
dc.description.abstract
This technical note was prepared in the context of a World Bank Financial Sector Assessment Program mission in the Republic of El Salvador in March 2016. The Salvadoran financial system lags behind its peers in terms of depth put it outperforms them in terms of competition and efficiency. Given the country’s relative low financial depth but competitive environment, there is room for expansion and financial development which can provide greater funding for the productive activities of the private sector. This technical note takes four main approaches to examine the extent of competition and efficiency of the Salvadoran banking sector. First, it examines bank entry and exit regulations and bank transparency to determine whether the existing framework promotes contestability and competition. Second, the note evaluates the degree of concentration in the banking sector and estimates direct measures of competition by calculating the H-statistic for the Salvadoran banking sector and by comparing it to those obtained for its regional peers. Third, the note evaluates efficiency by examining the behavior of bank spreads, profitability and financial intermediation margins and costs. Fourth, the note looks into the different segments of the loan market to evaluate how efficiently credit is being allocated. Finally the note ends with some policy recommendations. The document contains technical analysis and detailed information underpinning the FSAP assessment’s findings and recommendations. Further information on the FSAP program can be found at www.worldbank.org/fsap.
en
dc.identifier
http://documents.worldbank.org/curated/en/590981487931708215/El-Salvador-Financial-sector-assessment-program-efficiency-and-competition
dc.identifier.uri
http://hdl.handle.net/10986/26277
dc.language
English
dc.language.iso
en_US
dc.publisher
World Bank, Washington, DC
dc.rights
CC BY 3.0 IGO
dc.rights.holder
World Bank
dc.rights.uri
http://creativecommons.org/licenses/by/3.0/igo
dc.subject
FINANCE
dc.subject
MANAGEMENT
dc.subject
REGULATION
dc.subject
banking
dc.subject
financial system
dc.subject
competition
dc.subject
disclosure
dc.title
El Salvador Financial Sector Assessment Program Development Module
en
dc.title.subtitle
Efficiency and Competition
en
dc.type
Report
en
okr.crossref.title
El Salvador Financial Sector Assessment Program Development Module
okr.date.disclosure
2017-02-24
okr.doctype
Economic & Sector Work :: Financial Sector Assessment Program
okr.doctype
Economic & Sector Work
okr.docurl
http://documents.worldbank.org/curated/en/590981487931708215/El-Salvador-Financial-sector-assessment-program-efficiency-and-competition
okr.googlescholar.linkpresent
yes
okr.identifier.doi
10.1596/26277
okr.identifier.externaldocumentum
090224b084998ac1_2_0
okr.identifier.internaldocumentum
27220658
okr.identifier.report
112982
okr.imported
true
okr.language.supported
en
okr.pdfurl
http://documents.worldbank.org/curated/en/590981487931708215/pdf/112982-REPLACEMENT-PUBLIC-El-Salvador-FSAP-DM-TN-Efficiency-Public.pdf
en
okr.region.administrative
Latin America & Caribbean
okr.region.country
El Salvador
okr.sector
Finance
okr.theme
Financial and private sector development :: International financial standards and systems
okr.topic
Finance and Financial Sector Development :: Banks & Banking Reform
okr.topic
Finance and Financial Sector Development :: Debt Markets
okr.topic
Finance and Financial Sector Development :: Finance and Development
okr.topic
Finance and Financial Sector Development :: Financial Regulation & Supervision
okr.topic
Private Sector Development :: Competitiveness and Competition Policy
okr.unit
Finance and Markets Global Practice; and Latin America and the Caribbean Vice Presidency

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