Report

Housing Finance : World Bank Group Support for Housing Finance

Show simple item record

collection.link.25
https://openknowledge.worldbank.org/handle/10986/2132
collection.name.25
IEG Independent Evaluations & Annual Reviews
dc.contributor.author
Independent Evaluation Group
dc.date.accessioned
2016-05-26T21:25:29Z
dc.date.available
2016-05-26T21:25:29Z
dc.date.issued
2016-04-20
dc.date.lastModified
2017-12-14T09:00:39Z
dc.description.abstract
Access to adequate housing is critically important to the health and wellbeing of the world’s population. Yet, despite the fact that this statement is part of the United Nations Universal Declaration of Human Rights and has been on the global policy agenda for many years, hundreds of millions of people continue to live in inadequate conditions with little or no access to decent housing. The demand for housing solutions will increase as urbanization and population growth persists. The United Nations Human Settlements Program (UN-Habitat) has estimated that the number of people living in slums around the world will rise to 900 million by 2020 if nothing is done. Asia and Africa will face special challenges, because urbanization in those regions is proceeding rapidly. Housing is frequently unaffordable to all but the top earners. A recent report estimates a housing affordability gap affecting 330 million households, with 200 million households in the developing world living in slums (McKinsey Global Institute 2014). Research has shown that more and better housing increases the welfare of occupants. Homeownership may increase stability and civic engagement, and provide financial security in old age. Improvements in housing also have important benefits to the economy. Housing construction and home improvement generate demand for professional, skilled, semi-skilled, and unskilled labor; and allow many micro and small businesses to flourish. The housing market is an important component of national economies and housing booms and busts can have significant effects on the macro economy and financial sector. The core purpose of this learning product is to generate knowledge and provide lessons learned from World Bank Group support to housing finance. Lessons were derived primarily from evaluated interventions in the form of World Bank loans or International Finance Corporation (IFC) investments and advisory services. World Bank technical assistance and knowledge products and interventions on housing finance matters were considered when provided in the context of lending operations. One limitation faced in preparation of this learning product was the lack of coverage of stand-alone World Bank advisory services.
en
dc.identifier
http://documents.worldbank.org/curated/en/2016/05/26378454/world-bank-group-support-housing-finance-ieg-learning-product
dc.identifier.uri
http://hdl.handle.net/10986/24359
dc.language
English
dc.language.iso
en_US
dc.publisher
World Bank, Washington, DC
dc.rights
CC BY 3.0 IGO
dc.rights.holder
World Bank
dc.rights.uri
http://creativecommons.org/licenses/by/3.0/igo/
dc.subject
BORROWER
dc.subject
MORTGAGE FINANCING
dc.subject
DEPOSITS
dc.subject
FINANCING
dc.subject
MORTGAGE DEBT
dc.subject
INTEREST
dc.subject
INSTITUTIONAL INVESTORS
dc.subject
LOAN UNDERWRITING
dc.subject
CREDIT SCORING
dc.subject
SUBSIDIZATION
dc.subject
CAPACITY BUILDING
dc.subject
LOAN
dc.subject
LOAN AMOUNT
dc.subject
BORROWERS
dc.subject
INFORMATION SYSTEMS
dc.subject
MFIS
dc.subject
FUNDING SOURCES
dc.subject
ALTERNATIVE SOURCES OF FUNDING
dc.subject
CREDIT CRITERIA
dc.subject
HOUSING LOANS
dc.subject
BACKED SECURITY
dc.subject
LIEN
dc.subject
TECHNICAL ASSISTANCE
dc.subject
HOUSING FINANCE
dc.subject
FINANCIAL INSTITUTION
dc.subject
MARKET DEVELOPMENT
dc.subject
COMMERCIAL BANK
dc.subject
LOAN PRODUCTS
dc.subject
ACCESS TO DEBT FINANCE
dc.subject
BANK LENDERS
dc.subject
DEBT OUTSTANDING
dc.subject
FINANCIAL INSTITUTIONS
dc.subject
PAYMENT
dc.subject
EQUITY PARTICIPATION
dc.subject
CAPITAL MARKET
dc.subject
DEBT
dc.subject
LAND OWNERSHIP
dc.subject
LOAN SIZES
dc.subject
TERM CREDIT
dc.subject
LONG-TERM FUNDING
dc.subject
BANKS
dc.subject
BOND MARKETS
dc.subject
AFFORDABILITY
dc.subject
CAPITAL
dc.subject
MORTGAGE INTEREST
dc.subject
GOVERNMENT INTERVENTIONS
dc.subject
MORTGAGE MARKETS
dc.subject
LACK OF ACCESS
dc.subject
ACCESS TO FINANCE
dc.subject
BANK
dc.subject
CREDIT PRODUCT
dc.subject
ACCESSIBILITY
dc.subject
FINANCIAL SECURITY
dc.subject
CREDIT INFORMATION
dc.subject
DEBT FINANCE
dc.subject
LAND REGISTRATION
dc.subject
LOAN PORTFOLIO
dc.subject
INSTITUTIONAL CAPACITY
dc.subject
DEVELOPMENT COMPANIES
dc.subject
FINANCE COMPANY
dc.subject
EQUITY INVESTMENT
dc.subject
URBAN DEVELOPMENT
dc.subject
NEW MARKETS
dc.subject
AFFORDABLE HOUSING
dc.subject
SECURITIES
dc.subject
RURAL BRANCHES
dc.subject
CREDIT RISK
dc.subject
PROFITABILITY
dc.subject
MICROFINANCE
dc.subject
ECONOMIC DEVELOPMENT
dc.subject
BANK LOAN
dc.subject
LOAN OFFICERS
dc.subject
REGISTRATION SYSTEM
dc.subject
FINANCIAL INTERMEDIARIES
dc.subject
COMMERCIAL BANKS
dc.subject
HOUSEHOLDS
dc.subject
MORTGAGE LOANS
dc.subject
LOAN SIZE
dc.subject
FINANCIAL CAPACITY
dc.subject
DEVELOPMENT FINANCE
dc.subject
HOMEOWNERS
dc.subject
MORTGAGE PRODUCTS
dc.subject
FEES
dc.subject
FISCAL DISCIPLINE
dc.subject
HOME IMPROVEMENT
dc.subject
DOWN MARKET
dc.subject
CUSTOMER SERVICES
dc.subject
RESIDENTIAL MORTGAGE
dc.subject
FINANCIAL SECTOR DEVELOPMENT
dc.subject
DEVELOPMENT BANK
dc.subject
BACKED SECURITIES
dc.subject
INCOME GROUPS
dc.subject
TRANSACTIONS COST
dc.subject
LAND ADMINISTRATION
dc.subject
MFI
dc.subject
ADVISORY SERVICES
dc.subject
DEPOSIT
dc.subject
CAPITAL MARKETS
dc.subject
LOAN TERM
dc.subject
PRIVATE SECTOR LENDERS
dc.subject
LAND ISSUES
dc.subject
PEOPLE
dc.subject
TAX EXEMPTION
dc.subject
AFFORDABLE HOUSING FINANCE
dc.subject
PUBLIC-PRIVATE PARTNERSHIPS
dc.subject
GUARANTEES
dc.subject
PRIVATIZATION
dc.subject
FINANCIAL DISTRESS
dc.subject
FINANCE COMPANIES
dc.subject
INTEREST RATE
dc.subject
PROPERTY RIGHTS
dc.subject
BANKING SYSTEM
dc.subject
INCOME GROUP
dc.subject
MORTGAGE
dc.subject
WELFARE
dc.subject
MORTGAGE LENDING
dc.subject
SUBSIDY
dc.subject
ASSET MANAGEMENT
dc.subject
INTERNATIONAL BANK
dc.subject
PENETRATION RATES
dc.subject
BUSINESS SUCCESS
dc.subject
CREDITOR
dc.subject
LENDER
dc.subject
SAVINGS INSTITUTIONS
dc.subject
MICROFINANCE INSTITUTIONS
dc.subject
BANK LENDING
dc.subject
INTERNATIONAL FINANCE
dc.subject
MORTGAGE LOAN
dc.subject
MORTGAGES
dc.subject
SAVINGS
dc.subject
PUBLIC-PRIVATE PARTNERSHIP
dc.subject
START-UP
dc.subject
LOAN FUNDS
dc.subject
ADVANCED ECONOMIES
dc.subject
ACCESS TO FINANCING
dc.subject
UNION
dc.subject
INTEREST RATES
dc.subject
HOMEOWNERSHIP
dc.subject
LENDERS
dc.subject
LOANS
dc.subject
DEVELOPMENT FINANCE COMPANY
dc.subject
FINANCIAL SYSTEM
dc.subject
REAL ESTATE
dc.subject
FINANCE
dc.subject
FOREIGN CURRENCY
dc.subject
MORTGAGE LENDER
dc.subject
GOVERNMENT SECURITIES
dc.subject
HOME IMPROVEMENT LOANS
dc.subject
CREDIT LINE
dc.subject
SMALL LOANS
dc.subject
DOWN PAYMENT
dc.subject
INCOME CATEGORY
dc.subject
EQUITY
dc.subject
LOAN REPAYMENT
dc.subject
SECONDARY MORTGAGE MARKETS
dc.subject
HOUSING LOAN
dc.subject
CREDIT
dc.subject
EQUITY INVESTMENTS
dc.subject
BOND MARKET
dc.subject
TAX SUBSIDIES
dc.subject
REPAYMENT
dc.subject
MORTGAGE LENDERS
dc.subject
PROPERTY
dc.subject
PROPERTIES
dc.subject
MORTGAGE INSURANCE
dc.subject
BALANCE SHEET
dc.subject
TRANSACTION COSTS
dc.subject
CREDIT RATING
dc.subject
GUARANTEE SCHEMES
dc.subject
HUMAN RIGHTS
dc.subject
CORPORATE DEBT
dc.subject
BANK LOANS
dc.subject
SECURITY
dc.subject
FINANCIAL MARKET
dc.subject
INVESTMENT
dc.subject
SECONDARY MORTGAGE MARKET
dc.subject
CREDIT INFORMATION SYSTEMS
dc.subject
LOAN PORTFOLIOS
dc.subject
COLLATERAL
dc.subject
MICRO-FINANCE
dc.subject
FINANCIAL MARKETS
dc.subject
REVENUE
dc.subject
LEGAL REQUIREMENTS
dc.subject
BORROWING
dc.subject
INVESTMENTS
dc.subject
PROVISION OF ACCESS
dc.subject
RISK MANAGEMENT
dc.subject
INTEREST RATE RISK
dc.subject
HOME IMPROVEMENT LOAN
dc.subject
FAMILIES
dc.subject
OUTREACH
dc.subject
MORTGAGE RATES
dc.subject
INFORMATION INFRASTRUCTURE
dc.subject
MORTGAGE MARKET
dc.subject
CREDIT INSTITUTIONS
dc.subject
GUARANTEE
dc.subject
SMALL BUSINESSES
dc.title
Housing Finance
en
dc.title.subtitle
World Bank Group Support for Housing Finance
en
dc.type
Report
en
okr.date.disclosure
2016-05-17
okr.doctype
Publications & Research
okr.doctype
Publications & Research :: Working Paper
okr.docurl
http://documents.worldbank.org/curated/en/2016/05/26378454/world-bank-group-support-housing-finance-ieg-learning-product
okr.googlescholar.linkpresent
yes
okr.identifier.externaldocumentum
090224b08435dead_2_0
okr.identifier.internaldocumentum
26378454
okr.identifier.report
105740
okr.imported
true
okr.language.supported
en
okr.pdfurl
http://www-wds.worldbank.org/external/default/WDSContentServer/WDSP/IB/2016/05/24/090224b08435dead/2_0/Rendered/PDF/World0Bank0Gro0IEG0learning0product.pdf
en
okr.topic
Finance and Financial Sector Development :: Housing Finance
okr.unit
IEG Sustainable Development (IEGSD)

Show simple item record



This item appears in the following Collection(s)