Publication: Out-of-Court Debt Restructuring

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Date
2012-01-12
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Published
2012-01-12
Author(s)
Garrido, Jose M.
Abstract
This study provides a conceptual framework for the analysis of the questions of out-of-court debt restructuring from a policy-oriented perspective. The starting point of the analysis is given by the World Bank principles for effective insolvency and creditor rights systems. The study offers an overview of out-of-court restructuring, which is not seen as fundamentally opposed to formal insolvency procedures. Actually, the study contemplates different restructuring techniques as forming a continuum to the treatment of financial difficulties. The study discusses the advantages and disadvantages of all the debt restructuring techniques, and concludes, in this regard, that a legal system may contain a number of options a menu that can cover different sets of circumstances. In the end, the law may offer a toolbox with very different instruments that the parties may use depending on the specific facts of the case. The study also provides a checklist that can be used to examine the features of a legal system that bear a direct influence on debt restructuring activities.
Citation
Garrido, Jose M.. 2012. Out-of-Court Debt Restructuring. World Bank Study. © World Bank. http://hdl.handle.net/10986/2230 License: CC BY 3.0 IGO.
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