Working Paper

Access to Finance for Smallholder Farmers

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collection.link.213
https://openknowledge.worldbank.org/handle/10986/11866
collection.name.213
Other papers
dc.contributor.author
International Finance Corporation
dc.date.accessioned
2015-04-02T20:27:10Z
dc.date.available
2015-04-02T20:27:10Z
dc.date.issued
2014
dc.date.lastModified
2017-12-14T08:51:30Z
dc.description.abstract
The percentage of smallholders with access to finance is equally difficult to quantify. According to estimates, even promising approaches to expanding smallholder lending, such as value chain finance, are reaching fewer than 10 percent of smallholders, primarily those in well-established value chains dedicated to higher value cash crops. International Finance Corporation (IFC) has been engaged for several years in learning efforts through diverse partnerships to obtain insights into the challenges of agricultural finance. The evidence of microfinance institution (MFI) involvement in financing commercial and semi-commercial smallholders remains anecdotal and lacks specifics on what makes MFI lending to these segments feasible, and what restricts their reach and effectiveness. This IFC study aims to identify and disseminate lessons emerging from the work of MFIs that have implemented agricultural operations targeting agricultural smallholders in Latin America and the Caribbean (LAC) to support replication and expansion of scalable approaches. Through this research, IFC seeks to understand the motivations of MFIs that venture into agricultural finance, how the products they offer have been structured, and how they were implemented, with a specific focus on agricultural finance programs, and products that are designed for smallholders in loose value chains and non-commercial (subsistence) farmers.
en
dc.identifier
http://documents.worldbank.org/curated/en/2014/01/24161177/access-finance-smallholder-farmers-learning-experiences-microfinance-institutions-latin-america
dc.identifier.uri
http://hdl.handle.net/10986/21679
dc.language
English
dc.language.iso
en_US
dc.publisher
Washington, DC
dc.rights
CC BY 3.0 IGO
dc.rights.holder
International Finance Corporation
dc.rights.uri
http://creativecommons.org/licenses/by/3.0/igo/
dc.subject
ACCESS TO FINANCE
dc.subject
ACCESS TO FINANCIAL SERVICES
dc.subject
ACCESS TO FORMAL CREDIT
dc.subject
ACCESS TO MARKETS
dc.subject
ACCESS TO TECHNICAL ASSISTANCE
dc.subject
ACCOUNTING
dc.subject
ACCOUNTS RECEIVABLES
dc.subject
AGRICULTURAL ACTIVITIES
dc.subject
AGRICULTURAL ACTIVITY
dc.subject
AGRICULTURAL COMMODITIES
dc.subject
AGRICULTURAL CREDIT
dc.subject
AGRICULTURAL DEVELOPMENT BANKS
dc.subject
AGRICULTURAL FINANCE
dc.subject
AGRICULTURAL INCOME
dc.subject
AGRICULTURAL LOAN
dc.subject
AGRICULTURAL LOANS
dc.subject
AGRICULTURAL MARKET
dc.subject
AGRICULTURAL PRODUCTS
dc.subject
AGRICULTURAL SECTOR
dc.subject
AGRICULTURE ORGANIZATION
dc.subject
ALTERNATIVE COLLATERAL
dc.subject
ATM NETWORKS
dc.subject
BANK ACCOUNT
dc.subject
BANK BRANCH
dc.subject
BANK BRANCHES
dc.subject
BANK LENDING
dc.subject
BANKING SYSTEM
dc.subject
BANKING SYSTEMS
dc.subject
BANKS
dc.subject
BONDED WAREHOUSES
dc.subject
BORROWER
dc.subject
BUSINESS OPPORTUNITIES
dc.subject
CASH FLOW
dc.subject
CASH FLOW ANALYSES
dc.subject
CASH FLOW ANALYSIS
dc.subject
CASH FLOWS
dc.subject
COLLATERAL REQUIREMENTS
dc.subject
COMMERCIAL BANKS
dc.subject
COMMERCIAL CREDIT
dc.subject
COMMERCIAL FARMER
dc.subject
COMMERCIAL FARMERS
dc.subject
COMMERCIAL LENDING
dc.subject
COMMERCIAL LOAN
dc.subject
COMMERCIAL LOANS
dc.subject
CONFLICTS OF INTEREST
dc.subject
COOPERATIVES
dc.subject
CREDIT ANALYSIS
dc.subject
CREDIT APPLICATION
dc.subject
CREDIT ASSESSMENT
dc.subject
CREDIT BANKS
dc.subject
CREDIT BUREAUS
dc.subject
CREDIT OFFICER
dc.subject
CREDIT OFFICERS
dc.subject
CREDIT POLICIES
dc.subject
CREDIT PRODUCT
dc.subject
CREDIT PRODUCTS
dc.subject
CREDIT RATINGS
dc.subject
CREDIT RISK
dc.subject
CREDIT RISK ASSESSMENT
dc.subject
CREDIT SCORING
dc.subject
CREDITS
dc.subject
CREDITWORTHINESS
dc.subject
CROP INSURANCE
dc.subject
CUSTOMER BASE
dc.subject
CUSTOMER SERVICE
dc.subject
DEBIT CARDS
dc.subject
DEBT
dc.subject
DEFAULT RATES
dc.subject
DELINQUENCY RATE
dc.subject
DELINQUENCY RATES
dc.subject
DEPOSIT
dc.subject
DEPOSITS
dc.subject
DEVELOPING COUNTRIES
dc.subject
DIRECTED CREDIT
dc.subject
DISBURSEMENT
dc.subject
DIVERSIFICATION
dc.subject
DIVERSIFIED INCOME
dc.subject
DIVERSIFIED INCOMES
dc.subject
DONOR SUPPORT
dc.subject
DOUBLE BOTTOM LINE
dc.subject
DUE DILIGENCE
dc.subject
ECONOMIC ACTIVITY
dc.subject
EMERGING MARKETS
dc.subject
ENABLING ENVIRONMENT
dc.subject
EQUIPMENT
dc.subject
FAMILIES
dc.subject
FINANCE COMPANIES
dc.subject
FINANCIAL EDUCATION
dc.subject
FINANCIAL INSTITUTIONS
dc.subject
FINANCIAL LITERACY
dc.subject
FINANCIAL NEEDS
dc.subject
FINANCIAL PRODUCT
dc.subject
FINANCIAL PRODUCTS
dc.subject
FINANCIAL SELF-SUFFICIENCY
dc.subject
FINANCIAL SERVICE
dc.subject
FINANCIAL SERVICE PROVIDERS
dc.subject
FIXED ASSET
dc.subject
FIXED ASSETS
dc.subject
FORMAL FINANCIAL INSTITUTION
dc.subject
FORMS OF COLLATERAL
dc.subject
FUNGIBLE
dc.subject
GROUP LENDING
dc.subject
GROUP-LENDING
dc.subject
GROWTH OPPORTUNITIES
dc.subject
GUARANTEE REQUIREMENTS
dc.subject
GUARANTOR
dc.subject
HOUSEHOLDS
dc.subject
HUMAN RESOURCES
dc.subject
INDEBTEDNESS
dc.subject
INDIVIDUAL LOANS
dc.subject
INFORMATION SYSTEM
dc.subject
INFORMATION SYSTEMS
dc.subject
INSURANCE PRODUCTS
dc.subject
INTEREST PAYMENTS
dc.subject
INTEREST RATE
dc.subject
INTEREST RATES
dc.subject
INTERNATIONAL DEVELOPMENT
dc.subject
INTERNATIONAL FINANCE
dc.subject
INVENTORIES
dc.subject
INVESTING
dc.subject
JOINT LIABILITY
dc.subject
JOINT-LIABILITY
dc.subject
JOINT-LIABILITY GROUPS
dc.subject
LACK OF AWARENESS
dc.subject
LEGAL TITLE
dc.subject
LENDER
dc.subject
LENDERS
dc.subject
LENDING PORTFOLIO
dc.subject
LENDING PORTFOLIOS
dc.subject
LIFE INSURANCE
dc.subject
LIMITED ACCESS
dc.subject
LIMITED ACCESS TO FINANCE
dc.subject
LOAN
dc.subject
LOAN AMOUNTS
dc.subject
LOAN APPLICATION
dc.subject
LOAN APPLICATIONS
dc.subject
LOAN CLASSIFICATION
dc.subject
LOAN OFFICER
dc.subject
LOAN OFFICERS
dc.subject
LOAN OFFICES
dc.subject
LOAN PAYMENTS
dc.subject
LOAN PORTFOLIO
dc.subject
LOAN PORTFOLIOS
dc.subject
LOAN PROCESSING
dc.subject
LOAN PRODUCT
dc.subject
LOAN PRODUCTS
dc.subject
LOAN REPAYMENT
dc.subject
LOAN REPAYMENTS
dc.subject
LOAN SIZE
dc.subject
LOAN SIZES
dc.subject
LOAN TERM
dc.subject
LOAN TERMS
dc.subject
LOCAL MARKETS
dc.subject
LONG-TERM FINANCE
dc.subject
LONG-TERM LENDING
dc.subject
MARKET CONDITIONS
dc.subject
MARKET ENVIRONMENT
dc.subject
MARKET RISKS
dc.subject
MARKET SEGMENTATION
dc.subject
MATURITY
dc.subject
MFI
dc.subject
MFIS
dc.subject
MICRO ENTREPRENEURS
dc.subject
MICROCREDIT
dc.subject
MICROFINANCE
dc.subject
MICROFINANCE INSTITUTION
dc.subject
MICROFINANCE INSTITUTIONS
dc.subject
MOBILE PHONE
dc.subject
MOBILE PHONES
dc.subject
MOVABLE ASSETS
dc.subject
MOVABLE PROPERTY
dc.subject
NEW MARKET
dc.subject
NON-PERFORMING LOANS
dc.subject
NPL
dc.subject
OUTREACH
dc.subject
PARTIAL GUARANTEE
dc.subject
PORTFOLIO DIVERSIFICATION
dc.subject
PORTFOLIO PERFORMANCE
dc.subject
PORTFOLIO QUALITY
dc.subject
PRINCIPAL PAYMENTS
dc.subject
PROFIT MARGIN
dc.subject
PROFITABILITY
dc.subject
REPAYMENT
dc.subject
REPAYMENT ARRANGEMENTS
dc.subject
REPAYMENT CAPACITY
dc.subject
REPAYMENT HISTORY
dc.subject
REPAYMENT SCHEDULES
dc.subject
RESERVE
dc.subject
RETURN
dc.subject
RETURN ON ASSETS
dc.subject
RISK AVERSION
dc.subject
RISK FACTORS
dc.subject
RISK MANAGEMENT
dc.subject
RISK MANAGEMENT STRATEGIES
dc.subject
RISK MITIGATION
dc.subject
RISK PROFILES
dc.subject
RISK SHARING
dc.subject
RURAL BANK
dc.subject
RURAL BANKING
dc.subject
RURAL CLIENTS
dc.subject
RURAL MARKETS
dc.subject
SAVINGS
dc.subject
SECURITIES
dc.subject
SMALLHOLDER
dc.subject
SMALLHOLDER FARMERS
dc.subject
SMALLHOLDERS
dc.subject
SOLIDARITY GROUP LENDING
dc.subject
SOURCE OF INCOME
dc.subject
SOURCES OF INCOME
dc.subject
TECHNICAL ASSISTANCE
dc.subject
TERM DEPOSITS
dc.subject
TRANSACTION
dc.subject
TRANSACTION COSTS
dc.subject
TRANSPORTATION SERVICE
dc.subject
URBAN AREAS
dc.subject
WAREHOUSE
dc.subject
WAREHOUSE RECEIPTS
dc.subject
WAREHOUSES
dc.subject
WORKING CAPITAL
dc.title
Access to Finance for Smallholder Farmers
en
dc.title.alternative
Acceso a las finanzas para pequenos productores agropecuarios : lecciones de las experiencias de instituciones microfinancieras en America Latina
en
dc.title.alternative
Learning from the Experiences of Microfinance Institutions in Latin America
en
dc.type
Working Paper
en
okr.date.disclosure
2015-03-17
okr.doctype
Publications & Research
okr.doctype
Publications & Research :: Working Paper
okr.docurl
http://documents.worldbank.org/curated/en/2014/01/24161177/access-finance-smallholder-farmers-learning-experiences-microfinance-institutions-latin-america
okr.globalpractice
Finance and Markets
okr.googlescholar.linkpresent
yes
okr.identifier.externaldocumentum
000442464_20150317115540
okr.identifier.internaldocumentum
24161177
okr.identifier.report
94905
okr.language.supported
en
okr.language.supported
es
okr.pdfurl
http://www-wds.worldbank.org/external/default/WDSContentServer/WDSP/IB/2015/03/17/000442464_20150317115540/Rendered/PDF/949050WP0Box3800English0Publication.pdf
en
okr.region.administrative
Latin America & Caribbean
okr.region.country
Colombia
okr.region.country
Dominican Republic
okr.region.country
Peru
okr.region.geographical
Latin America
okr.topic
Agriculture :: Agricultural Sector Economics
okr.topic
Finance and Financial Sector Development :: Access to Finance
okr.topic
Finance and Financial Sector Development :: Banks & Banking Reform
okr.topic
Finance and Financial Sector Development :: Financial Intermediation
okr.topic
Finance and Financial Sector Development :: Microfinance
okr.unit
Finance & Markets - GP - IFC (GFMDR)

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