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El Salvador Financial Sector Assessment Program Development Module: Efficiency and Competition

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dc.contributor.authorWorld Bank
dc.date.accessioned2017-03-15T21:32:35Z
dc.date.available2017-03-15T21:32:35Z
dc.date.issued2016-11
dc.description.abstractThis technical note was prepared in the context of a World Bank Financial Sector Assessment Program mission in the Republic of El Salvador in March 2016. The Salvadoran financial system lags behind its peers in terms of depth put it outperforms them in terms of competition and efficiency. Given the country’s relative low financial depth but competitive environment, there is room for expansion and financial development which can provide greater funding for the productive activities of the private sector. This technical note takes four main approaches to examine the extent of competition and efficiency of the Salvadoran banking sector. First, it examines bank entry and exit regulations and bank transparency to determine whether the existing framework promotes contestability and competition. Second, the note evaluates the degree of concentration in the banking sector and estimates direct measures of competition by calculating the H-statistic for the Salvadoran banking sector and by comparing it to those obtained for its regional peers. Third, the note evaluates efficiency by examining the behavior of bank spreads, profitability and financial intermediation margins and costs. Fourth, the note looks into the different segments of the loan market to evaluate how efficiently credit is being allocated. Finally the note ends with some policy recommendations. The document contains technical analysis and detailed information underpinning the FSAP assessment’s findings and recommendations. Further information on the FSAP program can be found at www.worldbank.org/fsap.en
dc.identifierhttp://documents.worldbank.org/curated/en/590981487931708215/El-Salvador-Financial-sector-assessment-program-efficiency-and-competition
dc.identifier.doi10.1596/26277
dc.identifier.urihttps://hdl.handle.net/10986/26277
dc.languageEnglish
dc.language.isoen_US
dc.publisherWorld Bank, Washington, DC
dc.rightsCC BY 3.0 IGO
dc.rights.holderWorld Bank
dc.rights.urihttp://creativecommons.org/licenses/by/3.0/igo
dc.subjectFINANCE
dc.subjectMANAGEMENT
dc.subjectREGULATION
dc.subjectbanking
dc.subjectfinancial system
dc.subjectcompetition
dc.subjectdisclosure
dc.titleEl Salvador Financial Sector Assessment Program Development Moduleen
dc.title.subtitleEfficiency and Competitionen
dc.typeReporten
dc.typeRapportfr
dc.typeInformees
dspace.entity.typePublication
okr.crossref.titleEl Salvador Financial Sector Assessment Program Development Module
okr.date.disclosure2017-02-24
okr.doctypeEconomic & Sector Work::Financial Sector Assessment Program
okr.doctypeEconomic & Sector Work
okr.docurlhttp://documents.worldbank.org/curated/en/590981487931708215/El-Salvador-Financial-sector-assessment-program-efficiency-and-competition
okr.guid590981487931708215
okr.identifier.doi10.1596/26277
okr.identifier.externaldocumentum090224b084998ac1_2_0
okr.identifier.internaldocumentum27220658
okr.identifier.report112982
okr.importedtrue
okr.language.supporteden
okr.pdfurlhttp://documents.worldbank.org/curated/en/590981487931708215/pdf/112982-REPLACEMENT-PUBLIC-El-Salvador-FSAP-DM-TN-Efficiency-Public.pdfen
okr.region.administrativeLatin America & Caribbean
okr.region.countryEl Salvador
okr.sectorFinance
okr.themeFinancial and private sector development :: International financial standards and systems
okr.topicFinance and Financial Sector Development::Banks & Banking Reform
okr.topicFinance and Financial Sector Development::Debt Markets
okr.topicFinance and Financial Sector Development::Finance and Development
okr.topicFinance and Financial Sector Development::Financial Regulation & Supervision
okr.topicPrivate Sector Development::Competitiveness and Competition Policy
okr.unitFinance and Markets Global Practice; and Latin America and the Caribbean Vice Presidency
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