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Koolwal, Gayatri B.
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Data unit, Development Research Group, The World Bank
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January 31, 2023
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The Poverty Impact of Rural Roads: Evidence from Bangladesh
( 2009)A rationale for public investment in rural roads is that households can better exploit agricultural and nonagricultural opportunities to employ labor and capital more efficiently. Significant knowledge gaps persist, however, as to how opportunities provided by roads actually filter back into household outcomes as well as distributional consequences. This study examines the impacts of two rural road-paving projects in Bangladesh using a new quasi-experimental household panel data set surveying project and control villages before and after program implementation. A household panel fixed-effects methodology controlling for initial area conditions is used to estimate the impact of paved roads on household and individual outcomes and account for potential bias in program placement at the village level. Rural road investments are found to reduce poverty significantly through higher agricultural production, lower input and transportation costs, and higher agricultural output prices at local village markets. Rural road development has also led to higher secondary schooling enrollment for boys and girls, as compared to primary school enrollment. We find that road investments have also benefited the poor, meaning the gains are significant for the poor and in some cases disproportionately higher than for the nonpoor. -
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Long-term Impacts of Household Electrification in Rural India
(World Bank, Washington, DC, 2013-06)India's huge expansion in rural electrification in the 1980s and 1990s offers lessons for other countries today. The paper examines the long-term effects of household electrification on consumption, labor supply, and schooling in rural India over 1982-99. It finds that household electrification brought significant gains to consumption and earnings, the latter through changes in market labor supply. It finds positive effects on schooling for girls but not for boys. External effects are also evident, whereby households without electricity benefit from village electrification. Wage rates were unaffected. Methodologically, the results suggest sizeable upward biases in past estimates of the gains from electrification associated with how past analyses dealt with geographic effects. -
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Estimating the Endogenously Determined Intrahousehold Balance of Power and Its Impact on Expenditure Pattern : Evidence from Nepal
(World Bank, Washington, D.C., 2002-03)The collective approach to household behavior relaxes the restrictive features of the unitary model by specifying household welfare as a weighted combination of the individuals' utilities. But the weights are assumed fixed or exogenous to the analysis. The authors extend the collective approach by proposing and estimating a framework where the weights are determined and simultaneously estimated with the household outcomes. The authors present Nepalese evidence that suggests that a woman's share of household earnings understates her "power" in making household decisions. An increase in the woman's educational experience leads to a rise in her bargaining power. The results also reveal some interesting nonmonotonic relationships between a woman's "power" and the household's expenditure outcomes. -
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The Poverty Impact of Rural Roads : Evidence from Bangladesh
(World Bank, Washington, DC, 2006-04)The rationale for public investment in rural roads is that households can better exploit agricultural and nonagricultural opportunities to use labor and capital more efficiently. But significant knowledge gaps remain as to how opportunities provided by roads actually filter back into household outcomes and their distributional consequences. This paper examines the impacts of rural road projects using household-level panel data from Bangladesh. Rural road investments are found to reduce poverty significantly through higher agricultural production, higher wages, lower input and transportation costs, and higher output prices. Rural roads also lead to higher girls' and boys' schooling. Road investments are pro-poor, meaning the gains are proportionately higher for the poor than for the non-poor. -
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Better Access to Water Raises Welfare, But Not Women’s Off-Farm Work
(World Bank, Washington, DC, 2011-10)In the developing world, poor rural women and their children spend considerable time collecting water. Do women living in areas where more time is needed for water collection tend to participate less in income-earning, market-based activities? Do the education outcomes of their children tend to be worse? This note uses micro-data for eight developing countries to examine these questions. Better access to water is not found to be associated with greater off-farm paid work for women, but is associated with less unpaid work. In countries where substantial gender gaps in schooling exist, enrollment for both boys and girls tends to be higher. -
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Does Institutional Finance Matter for Agriculture? Evidence Using Panel Data from Uganda
(World Bank, Washington, DC, 2014-06)Smallholder agriculture in many developing countries has remained largely self-financed. However, improved productivity for attaining greater food security requires better access to institutional credit. Past efforts to extend institutional credit to smaller farmers has failed for several reasons, including subsidized operation of government-aided credit schemes. Thus, recent efforts to expand credit for smallholder agriculture that rely on innovative credit delivery schemes at market prices have received much policy interest. However, thus far the impacts of these efforts are not fully understood. This study examines credit for smallholder agriculture in the context of Uganda, where agriculture is about 35 percent of gross domestic product, most farmers are smallholders, and the country has introduced policies since 2005 to extend credit access to the sector. The analysis uses newly available household panel data from Uganda for 2005-2006 and 2009-2010 to examine (a) whether credit effectively targets agriculture, by examining determinants of borrowing across different sources; (b) agricultural and nonagricultural determinants of supply and demand credit constraints among non-borrowers; and (c) the effects of borrowing and credit constraints on household income, consumption, and agricultural outcomes. The analysis finds that although not many households report borrowing specifically for agriculture, credit is fungible and agricultural outcomes do substantially improve with institutional borrowing, particularly microcredit. Among non-borrowers, supply and demand credit constraints have fallen considerably over the period, particularly in rural areas. Access to institutions and infrastructure play a strong role in alleviating the negative effect of credit constraints on welfare outcomes, as well as determining the source of lending among borrowing households. -
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Household Coping and Response to Government Stimulus in an Economic Crisis : Evidence from Thailand
(World Bank, Washington, DC, 2012-03)The crash of global financial markets in 2008 caused a ripple effect on economic demand and growth worldwide. Export-oriented economies were hit particularly hard, and many governments stepped in quickly with broad-ranging stimulus programs to lessen the effects on households of rising unemployment and falling income. To better understand the role that stimulus policy might play in softening the effects of these shocks, this paper examines recent nationally-representative data from Thailand, an export-dependent economy where a large-scale stimulus program was introduced in 2009. Using monthly data spanning 2006-2010, the paper uses sub-province-level community panel data to examine the effects of major components of the stimulus on household consumption, income, borrowing, and debt repaid. To address simultaneity of changes in government spending and household outcomes, the analysis estimates a dynamic panel regression, instrumenting the stimulus effect with second-order lagged outcome variables, and estimating the model using the Generalized Method of Moments. The results suggest that household participation in these programs helped smooth consumption. This increase in monthly consumption was not supported from household receipts from the government stimulus, but more likely through a reallocation of consumption and savings that included greater debt repayment. The paper typically finds stronger effects in urban compared with rural areas. -
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How Does Competition Affect the Performance of MFIs? Evidence from Bangladesh
(World Bank, Washington, D.C., 2013-04)Over the past 20 years, Bangladesh has witnessed strong competition among microfinance institutions. Using program-level panel data from 2005-2010, this paper studies the microfinance institutions' recent competitive roles in their pricing of products, targeting strategies and portfolio shifts, as well as their ability to recover loans. The findings do not support the view that newer microfinance institutions are less risk-averse in their targeting, or that increased borrowing among households due to microfinance institution competition has lowered recovery rates. There is also a considerable urban-rural distinction; although newer microfinance institutions tend to attract riskier clients in urban areas, the opposite is true in rural areas. Loan recovery rates are also the highest among the newest microfinance institutions for women in rural areas, suggesting that microfinance institutions may offer distinct products in these areas to attract better-risk clients. The portfolio of newer microfinance institutions also has a greater share of lending for agriculture, and fewer savings products. -
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Long-term Gains from Electrification in Rural India
(Published by Oxford University Press on behalf of the World Bank, 2017-06-01)We know surprisingly little about the long-run impacts of household electrification. This paper studies the impacts on consumption in rural India over a 17-year period, allowing for both internal and external (village-level) effects. Under our identifying assumptions, electrification brought significant consumption gains for households who acquired electricity for their own use. We also find evidence of a dynamic effect of village connectivity for households without electricity themselves. This is suggestive of an external effect, which also comes with a shift in consumption spending suggestive of status concerns among those still without electricity. Labor earnings were an important channel of impact. This was mainly through extra work by men. There was no effect on average wage rates. -
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Improving the Measurement of Rural Women's Employment: Global Momentum and Survey Research Priorities
(World Bank, Washington, DC, 2019-05)Rural economies are in transition around the world; in many countries, improved technology and linkages across sectors have expanded access to markets and accelerated production for some farmers. At the same time, rural areas globally are facing a growing base of landless and smallholder farmers, out-migration to urban areas, and persistence of low-skilled, informal, and seasonal jobs where women are often heavily concentrated. Recent global initiatives are examining programs that can effectively raise rural incomes, including how addressing shortfalls in wome's hours worked and earnings can raise rural productivity and growth. But well-designed policies to address these issues require improved counting of individuals' employment, accounting for the complexity of measuring rural women's labor force participation, as well as data on social, economic, and institutional constraints that women face in seeking better economic opportunities. Using recent rounds of the Ethiopia, Malawi, Nigeria, and Uganda Living Standards and Measurement Study-Integrated Surveys on Agriculture, as well as findings from recent country pilots conducted by the International Labour Organization, this paper discusses best practices and issues to consider when examining rural women's employment in socioeconomic surveys, as well as a survey research agenda to improve measurement.