Person:
Raju, Dhushyanth

Social Protection and Jobs Global Practice, World Bank
Profile Picture
Author Name Variants
Fields of Specialization
Education, Health, Nutrition, Labor, Poverty, Risk
Degrees
ORCID
0000-0001-8726-3986
External Links
RePEc
Departments
Social Protection and Jobs Global Practice, World Bank
Externally Hosted Work
Contact Information
Last updated: September 19, 2024
Biography
Citations 58 Scopus

Filters

20221
Reset filters

Settings

Statistics
Citations
Sustainable Development Goals: SDG 3: Good Health and Well-Being × Country: Ghana × Subject: FINANCIAL RISK PROTECTION ×

Publication Search Results

Now showing 1 - 1 of 1
  • Thumbnail Image
    Publication
    The Financial Risk Reduction Provided by Ghana’s National Health Insurance Scheme
    (World Bank, Washington, DC, 2022-06) Raju, Dhushyanth
    This paper estimates the monetary value of financial risk reduction associated with membership in Ghana’s National Health Insurance Scheme, based on recent national household survey data. The paper compares the risk premiums for distributions of out-of-pocket healthcare expenditures with and without insurance and find that the difference is small. This does not mean that the National Health Insurance Scheme has no value to members. Indeed, the findings show that the insured pay significantly less for healthcare than the uninsured on average. But that average reduction does not translate into a reduced spread of consumption net of out-of-pocket healthcare expenditures. Thus, the benefit of the National Health Insurance Scheme is entirely a transfer benefit, not a reduction in financial risk.