Person:
Raju, Dhushyanth
Author Name Variants
Fields of Specialization
Education,
Health,
Nutrition,
Labor,
Poverty,
Risk
Degrees
ORCID
External Links
Departments
Social Protection and Jobs Global Practice, World Bank
Externally Hosted Work
Contact Information
Last updated
September 15, 2023
Publication Search Results
1 - 2 of 2
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Publication
The Financial Risk Reduction Provided by Ghana’s National Health Insurance Scheme
(World Bank, Washington, DC, 2022-06)This paper estimates the monetary value of financial risk reduction associated with membership in Ghana’s National Health Insurance Scheme, based on recent national household survey data. The paper compares the risk premiums for distributions of out-of-pocket healthcare expenditures with and without insurance and find that the difference is small. This does not mean that the National Health Insurance Scheme has no value to members. Indeed, the findings show that the insured pay significantly less for healthcare than the uninsured on average. But that average reduction does not translate into a reduced spread of consumption net of out-of-pocket healthcare expenditures. Thus, the benefit of the National Health Insurance Scheme is entirely a transfer benefit, not a reduction in financial risk. -
Publication
Benefits and Costs of Public Schooling in Ghana
(World Bank, Washington, DC, 2022-04)This paper examines the monetary benefits and costs of the quantity of public schooling (that is, years of schooling completed) in Ghana. The paper also examines the monetary benefits and costs of some aspects of the quality of public schooling, measured by the gains in achievement produced by selected interventions in public schools. The analysis uses estimates of (i) labor-earnings returns to schooling and private spending on public schooling, based on the latest national household sample survey data; (ii) government spending on public schooling, based on administrative information; (iii) impacts on test scores, and costs, of education interventions in public schools, drawn from experimental studies; and (iv) conversions of impacts on test scores produced by education interventions to (future) labor earnings, all for Ghana. The results are a set of benefit-cost ratios in the style of the Copenhagen Consensus.