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  • Publication
    Financial Safety Nets and Bank Resolution Frameworks in Southern Africa: Summary of Key Issues and Challenges
    (World Bank, Washington, DC, 2019-04) Mortlock, Geof; Casal, Julian; Berg, Gunhild
    This report provides an assessment of the current state of development of financial safety nets and bank resolution frameworks in eight countries in southern Africa (Botswana, Eswatini [formerly Swaziland], Lesotho, Mozambique, Namibia, South Africa, Zambia, and Zimbabwe). It has been prepared to inform ongoing and planned technical assistance projects in the southern Africa region and to provide a basis for engagement with the authorities in each of the countries covered by the study. This summary draws from more detailed material contained in a comprehensive study.
  • Publication
    Bank Financing of SMEs in Five Sub-Saharan African Countries : The Role of Competition, Innovation, and the Government
    (World Bank, Washington, DC, 2013-08) Berg, Gunhild; Fuchs, Michael
    This paper provides an overview of the state of access to bank financing for SMEs in five Sub-Saharan African countries and analyzes the drivers behind banks' involvement with SMEs. The paper builds on data collected through five in-depth studies in Kenya, Nigeria, Rwanda, South Africa, and Tanzania between 2010 and 2012. The paper shows that the share of SME lending in the overall loan portfolios of banks varies between 5 and 20 percent. Reasons for this finding vary, but key contributing factors are the structure and size of the economy and the extent of Government borrowing, the degree of innovation mainly as introduced by foreign entrants to financial sectors, and the state of the financial sector infrastructure and enabling environment.