Person:
Mansuri, Ghazala
Author Name Variants
Fields of Specialization
Rural Land, Labor and Credit Markets; Microfinance; Poverty Dynamics; Political Economy of Participatory Development; Field Experiments in Governance and Politics; Impact Evaluation of Institutional and Governance Reforms
Degrees
Departments
Poverty Reduction and Equity Group, World Bank
Externally Hosted Work
Contact Information
Last updated
February 1, 2023
Biography
Ghazala Mansuri is a Lead Economist in the Poverty Reduction and Equity Group. She holds a Ph.D. in Economics from Boston University and has published extensively in leading journals in Economics and Development. Her research spans four broad areas: Rural land, labor and credit markets; the economics of household behavior; the political economy of participatory development and institutional and governance reforms for development. Her research on the political economy of local development includes a number of evaluations of participatory development programs.
Publication Search Results
1 - 10 of 28
-
Publication
Watta Satta : Bride Exchange and Women's Welfare in Rural Pakistan
(World Bank, Washington, DC, 2007-02)In a setting where husbands wield considerable coercive power, forms of marriage should adapt to protect the interests of women and their families. The authors study the pervasive marriage custom of watta satta in rural Pakistan, a bride exchange between families coupled with a mutual threat of retaliation. They show that watta satta may be a mechanism to coordinate the actions of two sets of in-laws, each of whom wish to restrain their sons-in-law but who only have the ability to restrain their sons. The authors' empirical results support this view. The likelihood of marital inefficiency, as measured by estrangement, domestic abuse, and wife's mental health, is significantly lower in watta satta arrangements as compared with conventional marriages, but only after properly accounting for selection. -
Publication
Incentives, Supervision, and Sharecropper Productivity
(World Bank, Washington, DC, 2007-02)Although sharecropping has long fascinated economists, the determinants of this contractual form are still poorly understood and the debate over the extent of moral hazard is far from settled. The authors address both issues by emphasizing the role of landlord supervision. When tenant effort is observable, but at a cost to the landlord, otherwise identical share-tenants can receive different levels of supervision and have different productivity. Unique data on monitoring frequency collected from sharetenants in rural Pakistan confirm that, controlling for selection, "supervised" tenants are significantly more productive than "unsupervised" ones. Landlords' decisions regarding the intensity of supervision and the type of incentive contract to offer depend importantly on the cost of supervising tenants. -
Publication
Community-Based and Driven Development: A Critical Review
(World Bank, Washington, D.C., 2004-02)Community-based (and driven) development (CBD/CDD) projects have become an important form of development assistance, with the World Bank's portfolio alone approximating 7 billion dollars. The authors review the conceptual foundations of CBD/CDD initiatives. Given the importance of the topic, there are, unfortunately, a dearth of well-designed evaluations of such projects. But there is enough quantitative and qualitative evidence from studies that have either been published in peer-reviewed publications or have been conducted by independent researchers to glean some instructive lessons. The authors find that projects that rely on community participation have not been particularly effective at targeting the poor. There is some evidence that CBD/CDD projects create effective community infrastructure, but not a single study establishes a causal relationship between any outcome and participatory elements of a CBD project. Most CBD projects are dominated by elites and, in general, the targeting of poor communities as well as project quality tend to be markedly worse in more unequal communities. However, a number of studies find a U-shaped relationship between inequality and project outcomes. The authors also find that a distinction between potentially "benevolent" forms of elite domination and more pernicious types of "capture" is likely to be important for understanding project dynamics and outcomes. Several qualitative studies indicate that the sustainability of CBD initiatives depends crucially on an enabling institutional environment, which requires upward commitment. Equally, the literature indicates that community leaders need to be downwardly accountable to avoid a variant of "supply-driven demand-driven development." Qualitative evidence also suggests that external agents strongly influence project success. However, facilitators are often poorly trained and inexperienced, particularly when programs are rapidly scaled up. Overall, a naive application of complex contextual concepts like "participation," "social capital," and "empowerment" is endemic among project implementers and contributes to poor design and implementation. In sum, the evidence suggests that CBD/CDD is best done in a context-specific manner, with a long time-horizon, and with careful and well-designed monitoring and evaluation systems. -
Publication
Does a Picture Paint a Thousand Words? Evidence from a Microcredit Marketing Experiment
(World Bank, 2011-10-18)Female entrepreneurship is low in many developing economies partly due to constraints on women's time and mobility, often reinforced by social norms. We analyze a marketing experiment designed to encourage female uptake of a new microcredit product. A brochure with two different covers was randomly distributed among male and female borrowing groups. One cover featured 5 businesses run by men while the other had identical businesses run by women. We find that both men and women respond to psychological cues. Men who are not themselves business owners, have lower measured ability and whose wives are less educated respond more negatively to the female brochure, as do women business owners with low autonomy within the household. Women with relatively high levels of autonomy shown the male brochure have a similar negative response, while there is no effect on female business owners with autonomy shown the female brochure. Overall, these results suggest that women's response to psychological cues, such as positive role models, may be mediated by their autonomy and that more disadvantaged women may require more intensive interventions. -
Publication
Money or Ideas? A Field Experiment on Constraints to Entrepreneurship in Rural Pakistan
(World Bank, Washington, DC, 2014-06)This paper identifies the relative importance of human and physical capital for entrepreneurship. A subset of rural microfinance clients were offered eight full time days of business training and the opportunity to participate in a loan lottery of up to Rs. 100,000 (USD 1,700), about seven times the average loan size. The study finds that business training increased business knowledge, reduced business failure, improved business practices and increased household expenditures by about $40 per year. It also improved financial and labor allocation decisions. These effects are concentrated among male clients, however. Women improve business knowledge but show no improvements in other outcomes. A cost-benefit analysis suggests that business training was not cost-effective for the microfinance institution, despite having a positive impact on clients. This may explain why so few microfinance institutions offer training. Access to the larger loan, in contrast, had little effect, indicating that existing loan size limits may already meet the demand for credit for these clients. -
Publication
Barriers to Entrepreneurship in Rural Pakistan
(World Bank, Washington, DC, 2014-09)The note examines the extent to which lack of financial capital and lack of managerial capital inhibit the growth of small firms in rural Pakistan. -
Publication
Crossing Boundaries : Gender, Caste and Schooling in Rural Pakistan
( 2011-06-01)Can communal heterogeneity explain persistent educational inequities in developing countries? The paper uses a novel data-set from rural Pakistan that explicitly recognizes the geographic structure of villages and the social makeup of constituent hamlets to show that demand for schooling is sensitive to the allocation of schools across ethnically fragmented communities. The analysis focuses on two types of social barriers: stigma based on caste affiliation and female seclusion that is more rigidly enforced outside a girl's own hamlet. Results indicate a substantial decrease in primary school enrollment rates for girls who have to cross hamlet boundaries to attend, irrespective of school distance, an effect not present for boys. However, low-caste children, both boys and girls, are deterred from enrolling when the most convenient school is in a hamlet dominated by high-caste households. In particular, low-caste girls, the most educationally disadvantaged group, benefit from improved school access only when the school is also caste-concordant. A policy experiment indicates that providing schools in low-caste dominant hamlets would increase overall enrollment by almost twice as much as a policy of placing a school in every unserved hamlet, and would do so at one-sixth of the cost. -
Publication
Together We Will : Experimental Evidence on Female Voting Behavior in Pakistan
( 2011-06-01)In many emerging democracies women are less likely to vote than men and, when they do vote, are more likely to follow the wishes of household males. The authors assess the impact of a voter awareness campaign on female turnout and candidate choice. Geographic clusters within villages were randomly assigned to treatment or control, and within treated clusters, some households were left untreated. Compared with women in control clusters, both treated and untreated women in treated clusters are 12 percentage points more likely to vote, and are also more likely to exercise independence in candidate choice, indicating large spillovers. Data from polling stations suggest that treating 10 women increased turnout by about 9 votes, resulting in a cost per vote of US$ 2.3. Finally, a 10 percent increase in the share of treated women at the polling station led to a 6 percent decrease in the share of votes of the winning party. -
Publication
Participatory Development Reconsidered
( 2011-04)Over the last two decades development policy has touted civic participation as a magic bullet for solving problems at the local level from improving livelihoods, to selecting beneficiaries for public programs, providing housing after earthquakes and floods, or improving village infrastructure. The thinking is that involving village or urban civic communities in decision making will improve accountability, reduce inequality, and ultimately alleviate poverty. -
Publication
Does a Picture Paint a Thousand Words? Evidence from a Microcredit Marketing Experiment
(World Bank, Washington, DC, 2012-04)Female entrepreneurship is low in many developing economies partly because of constraints on women's time and mobility, which are often reinforced by social norms. This paper analyzes a marketing experiment designed to encourage women to adopt a new microcredit product. A brochure with the same content but two different covers was randomly distributed among male and female borrowing groups. One cover featured five businesses run by men, while the other showed identical businesses run by women. Men and women responded to psychological cues. Among men who were not business owners, had lower measured ability and whose wives were less educated, the responses to the female brochure were more negative, as did female business owners with low autonomy within the household. Women with relatively high levels of autonomy had a similar negative response to the male brochure, while there was no effect on female business owners with autonomy. Overall, these results suggest that women's response to psychological cues, such as positive role models, may be affected by their level of autonomy at home, and more intensive interventions may be required for more disadvantaged women.